Skip to content
OpenCapital
Get started

First Bancorp FBNC Noninterest-bearing deposits (principally U.S. offices)

Noninterest-bearing deposits (principally U.S. offices) at other companies

Customers Bancorp logo
Customers BancorpCUBI
$6.74B+21.4%
STB
S&T BancorpSTBA
$2.27B+5.0%

Other financials

Income statement

See full
Revenue$122.3M+15.6%
Net income$46.7M+28.2%
EPS (diluted)$1.13+28.4%

Balance sheet

See full
Cash & equivalents$598.0M-22.6%
Total debt$89.2M-16.1%
Total equity$1.7B+11.6%
Total assets$12.9B+4.1%

Cash flow

See full
Operating cash flow$61.2M+16.4%
CapEx$1.9M+673%
Free cash flow$59.3M+13.3%

Valuation

See full
Market cap$2.57B+40.7%
Enterprise value$2.06B+83.8%
P/E21.2×+0.3×
P/S6.3×+1.3×

Profitability

See full
Net margin29.8%+5.8pp
FCF margin50.6%-17.1pp

Returns & leverage

See full
Return on equity7.6%+1.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDomesticDepositDemand.

The official record: First Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about First Bancorp's noninterest-bearing deposits (principally u.s. offices).

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is First Bancorp's noninterest-bearing deposits (principally U.S. offices)?
First Bancorp (FBNC) reported noninterest-bearing deposits (principally U.S. offices) of $3.6B in Q1 2026.
How has First Bancorp's noninterest-bearing deposits (principally U.S. offices) changed year-over-year?
First Bancorp's noninterest-bearing deposits (principally U.S. offices) increased by 3.4% year-over-year, from $3.48B to $3.6B.
What is the long-term trend for First Bancorp's noninterest-bearing deposits (principally U.S. offices)?
Over 5 years (2020 to 2025), First Bancorp's noninterest-bearing deposits (principally U.S. offices) has grown at a 9.5% compound annual growth rate (CAGR), from $2.21B to $3.49B.
What does noninterest-bearing deposits (principally U.S. offices) mean?
These are customer deposits held in domestic accounts that do not pay interest to the depositor. They represent a low-cost source of funding for the bank's lending and investment activities, directly impacting the net interest margin. A higher proportion of these deposits is generally viewed as a competitive advantage in a rising interest rate environment.