Where do First Bancorp's ratios come from?

Every ratio is computed from First Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

First Bancorp FBNC Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	28.4%+6.7pp	21.8%-4.0pp	25.8%-11.6pp	37.4%+7.5pp
Free cash flow margin	51%+1.8pp	49.2%+17.7pp	31.4%-26.0pp	57.4%+15.8pp
Returns
Return on equity	7.2%+1.8pp	5.4%-3.3pp	8.7%-4.3pp	13%+4.0pp
Return on assets	0.9%+0.3pp	0.6%-0.3pp	0.9%-0.5pp	1.4%+0.3pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.1×0.0×	0.1×-0.8×	0.9×+0.3×	0.5×+0.4×
Debt-to-assets	0×0.0×	0×-0.1×	0.1×0.0×	0×0.0×
Per Share
Book value per share	$39.90+14.1%	$34.98+4.9%	$33.34+15.3%	$28.92-29.4%
Valuation
Market capitalization	$2.11B+15.9%	$1.82B+19.5%	$1.52B-0.6%	$1.53B-6.0%
Enterprise value	$1.89B+33.1%	$1.42B-42.4%	$2.46B+37.6%	$1.79B+42.4%
Price / earnings	19×-4.9×	23.9×+9.2×	14.6×+4.2×	10.4×-6.6×
Price / sales	5.4×+0.2×	5.2×+1.4×	3.8×-0.1×	3.9×-1.2×
Price / book	1.3×0.0×	1.3×+0.1×	1.1×-0.4×	1.5×+0.2×
EV / sales	4.8×+0.8×	4×-2.0×	6.1×+1.5×	4.5×+0.6×
Free cash flow yield	9.4%0.0pp	9.5%+1.1pp	8.3%-6.4pp	14.7%+6.6pp
Earnings yield	5.3%+1.1pp	4.2%-2.7pp	6.8%-2.8pp	9.6%+3.7pp
Dividend yield	1.8%-0.2pp	2%-0.3pp	2.3%+0.3pp	2%+0.6pp
PEG ratio	0.4×—	——	——	0.2×-0.8×

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Where do First Bancorp's ratios come from?: Every ratio is computed from First Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.