Where do First Bancorp's ratios come from?

Every ratio is computed from First Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

First Bancorp FBNC Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	29.8%+5.8pp	28.4%+6.7pp	26.6%-0.2pp	25.6%-3.9pp	24%-5.3pp
Free cash flow margin	50.6%-17.1pp	51%+1.8pp	57.3%+20.4pp	53.5%+19.8pp	67.7%+50.0pp
Returns
Return on equity	7.6%+1.5pp	7.2%+1.8pp	6.4%-1.1pp	6.6%-1.8pp	6.1%-2.5pp
Return on assets	1%+0.2pp	0.9%+0.3pp	0.8%-0.1pp	0.8%-0.2pp	0.7%-0.2pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×-0.2×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Per Share
Book value per share	$40.59+11.4%	$39.90+14.1%	$38.65+8.2%	$37.55+10.3%	$36.42+9.2%
Valuation
Market capitalization	$2.33B+40.7%	$2.11B+15.9%	$2.19B+27.7%	$1.74B+32.8%	$1.66B+11.7%
Enterprise value	$1.83B+83.8%	$1.89B+33.1%	$1.7B+57.7%	$1.14B+40.3%	$993.25M-33.0%
Price / earnings	19.2×+0.2×	19×-4.9×	22.2×+5.4×	17.9×+6.4×	19×+6.0×
Price / sales	5.7×+1.2×	5.4×+0.2×	5.9×+1.4×	4.6×+1.2×	4.6×+0.8×
Price / book	1.4×+0.3×	1.3×0.0×	1.4×+0.2×	1.1×+0.2×	1.1×0.0×
EV / sales	4.5×+1.8×	4.8×+0.8×	4.6×+1.7×	3×+0.9×	2.7×-1.1×
Free cash flow yield	8.8%-6.0pp	9.4%0.0pp	9.7%+1.5pp	11.6%+1.8pp	14.8%+10.2pp
Earnings yield	5.2%-0.1pp	5.3%+1.1pp	4.5%-1.5pp	5.6%-3.1pp	5.3%-2.4pp
Dividend yield	1.6%-0.6pp	1.8%-0.2pp	1.7%-0.4pp	2.1%-0.7pp	2.2%-0.2pp

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Where do First Bancorp's ratios come from?: Every ratio is computed from First Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.