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Franklin Covey FC Loans from banks

Loans from banks at other companies

Franklin Covey logo
Franklin CoveyFC
$804K-49.0%
SHA
SharonAI Holdings, Inc. Class A Common StockSHAZ
$6K
Roadzen logo
RoadzenRDZN
$166.92K-0.2%
Security National Financial Corporation logo
Security National Financial CorporationSNFCA
$92.19M-2.1%
Biodesix, Inc. logo
Biodesix, Inc.BDSX
$2K-88.9%
ChoiceOne Financial logo
ChoiceOne FinancialCOFS
$184.82M+34.6%

Other financials

Income statement

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Revenue$59.6M+0.1%
Gross profit$45.3M-1.0%
Operating income-$2.0M-37.4%
Net income-$2.0M-84.2%
EPS (diluted)-$0.17-113%

Balance sheet

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Cash & equivalents$13.7M-66.0%
Total debt$7.0M-14.0%
Total equity$38.1M-47.5%
Total assets$206.5M-6.7%

Cash flow

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Operating cash flow$16.3M
CapEx$1.0M-18.6%
Free cash flow$15.2M

Valuation

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Market cap$276.51M-18.9%
P/S1.1×-0.2×

Profitability

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Gross margin75.8%-1.2pp
Operating margin0%-9.2pp
Net margin-0.9%-7.1pp
FCF margin9.1%

Returns & leverage

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Return on equity-4.2%-29.0pp
Debt / equity0.1×0.0×
Current ratio0.6×-0.3×

Where this comes from

Reported directly by Franklin Covey in its filing.

Tagged under the XBRL concept us-gaap:NotesPayableToBankNoncurrent.

The official record: Franklin Covey’s 10-Q, filed April 8, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Franklin Covey's loans from banks?
Franklin Covey (FC) reported loans from banks of $804K in Q4 2024.
How has Franklin Covey's loans from banks changed year-over-year?
Franklin Covey's loans from banks decreased by 49.0% year-over-year, from $1.58M to $804K.
What is the long-term trend for Franklin Covey's loans from banks?
Over 3 years (2021 to 2024), Franklin Covey's loans from banks has grown at a -60.9% compound annual growth rate (CAGR), from $12.98M to $775K.
What does loans from banks mean?
This represents long-term debt obligations owed to financial institutions that are due beyond the next twelve months. It indicates the company's long-term financing structure and its ability to secure extended credit from banking partners.