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First Capital FCAP Loans held for sale activity

Loans held for sale activity at other companies

Old National Bancorp logo
Old National BancorpONB
$285.32M+46.8%
German American Bancorp logo
German American BancorpGABC
$59.65M+105%
Home Federal Bancorp logo
Home Federal BancorpHFBL
$6.28M+71.7%
PCB Bancorp logo
PCB BancorpPCB
$23.39M+32.9%
ECB Bancorp, Inc. logo
ECB Bancorp, Inc.ECBK
$2.6M+3,037%
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
$5.85M+55.2%

Other financials

Income statement

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Revenue$13.5M+17.8%
Operating income$5.5M+61.4%
Net income$4.3M+33.8%
EPS (diluted)$1.30+34.0%

Balance sheet

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Cash & equivalents$149.6M+475%
Total debt$23.0K
Total equity$138.0M+15.0%
Total assets$1.3B+5.7%

Cash flow

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Operating cash flow$6.3M+44.5%
CapEx$489.0K+122%
Free cash flow$5.9M+40.4%

Valuation

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Market cap$216.42M+62.9%
P/E12.4×+2.3×
P/S4.1×+1.2×

Profitability

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Operating margin40.9%+5.2pp
Net margin33.2%+5.6pp
FCF margin41.1%-1.2pp

Returns & leverage

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Return on equity13.5%+2.7pp
Debt / equity

Where this comes from

Reported directly by First Capital in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale.

The official record: First Capital’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Capital's loans held for sale activity?
First Capital (FCAP) reported loans held for sale activity of $8.38M in Q1 2026.
How has First Capital's loans held for sale activity changed year-over-year?
First Capital's loans held for sale activity increased by 82.4% year-over-year, from $4.59M to $8.38M.
What is the long-term trend for First Capital's loans held for sale activity?
Over 2 years (2022 to 2025), First Capital's loans held for sale activity has grown at a -7.9% compound annual growth rate (CAGR), from $49.24M to $41.78M.
What does loans held for sale activity mean?
Net change in mortgage and other loans originated for sale into the secondary market.