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First Capital FCAP Net Interest Income

Net Interest Income at other companies

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Old National BancorpONB
$572.57M+47.7%
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German American BancorpGABC
$78.85M+18.4%
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Home Federal BancorpHFBL
$5.41M+15.7%
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PCB BancorpPCB
$26.81M+10.4%
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Equity BancsharesEQBK
$73.66M+46.5%
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
$9.05M+12.1%

Other financials

Income statement

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Revenue$13.5M+17.8%
Operating income$5.5M+61.4%
Net income$4.3M+33.8%
EPS (diluted)$1.30+34.0%

Balance sheet

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Cash & equivalents$149.6M+475%
Total debt$23.0K
Total equity$138.0M+15.0%
Total assets$1.3B+5.7%

Cash flow

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Operating cash flow$6.3M+44.5%
CapEx$489.0K+122%
Free cash flow$5.9M+40.4%

Valuation

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Market cap$216.42M+62.9%
P/E12.4×+2.3×
P/S4.1×+1.2×

Profitability

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Operating margin40.9%+5.2pp
Net margin33.2%+5.6pp
FCF margin41.1%-1.2pp

Returns & leverage

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Return on equity13.5%+2.7pp
Debt / equity

Where this comes from

Reported directly by First Capital in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: First Capital’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Capital's net interest income?
First Capital (FCAP) reported net interest income of $11.42M in Q1 2026.
How has First Capital's net interest income changed year-over-year?
First Capital's net interest income increased by 19.2% year-over-year, from $9.58M to $11.42M.
What is the long-term trend for First Capital's net interest income?
Over 3 years (2022 to 2025), First Capital's net interest income has grown at a 9.2% compound annual growth rate (CAGR), from $32.35M to $42.15M.
What does net interest income mean?
Calculated as the difference between interest earned on assets, such as loans and securities, and interest paid on liabilities, such as deposits and borrowings. It serves as the primary measure of a bank's core profitability and its ability to manage interest rate risk.