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Pawn loans at other companies

Phillips 66 logo
Phillips 66PSX
$303M+74.1%
FBR
Franklin BSP Realty TrustFBRT
$79.25M+46.0%
Manhattan Bridge Capital logo
Manhattan Bridge CapitalLOAN
$1.79M+10.9%
PepsiCo logo
PepsiCoPEP
$136M+22.5%
Mercado Libre logo
Mercado LibreMELI
$163M
CDW logo
CDWCDW
$1.4B+25.3%

Segments

By geography

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Latin America Pawn$380.98M+214%

Other financials

Income statement

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Revenue$1.1B+25.7%
Gross profit$773.6M+26.3%
Net income$107.7M+28.8%
EPS (diluted)$2.43+29.9%

Balance sheet

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Cash & equivalents$130.7M-10.5%
Total debt$2.0B+0.3%
Total equity$2.3B+11.6%
Total assets$5.4B+21.1%

Cash flow

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Operating cash flow$153.6M+21.3%
CapEx$13.7M-19.5%
Free cash flow$132.8M+12.6%

Valuation

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Market cap$9.95B+53.5%
Enterprise value$11.86B+39.9%
P/E28.1×+5.0×
P/S2.6×+0.7×

Profitability

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Gross margin72.6%-0.5pp
Net margin9.1%+0.9pp
FCF margin14.5%+0.6pp

Returns & leverage

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Return on equity16.3%+2.6pp
Debt / equity0.9×-0.1×
Current ratio4.8×+0.4×

Where this comes from

Reported directly by FirstCash Holdings in its filing.

Tagged under the XBRL concept fcfs:LoansReceivablePawnLoans.

The official record: FirstCash Holdings’s 10-K, filed February 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FirstCash Holdings's pawn loans?
FirstCash Holdings (FCFS) reported pawn loans of $831.5M in Q4 2025.
How has FirstCash Holdings's pawn loans changed year-over-year?
FirstCash Holdings's pawn loans increased by 60.6% year-over-year, from $517.87M to $831.5M.
What is the long-term trend for FirstCash Holdings's pawn loans?
Over 5 years (2020 to 2025), FirstCash Holdings's pawn loans has grown at a 22.0% compound annual growth rate (CAGR), from $308.23M to $831.5M.
What does pawn loans mean?
The value of pawn loans that are expected to be repaid over a period longer than one year.
How do you interpret pawn loans?
An increase suggests a shift toward longer-term lending products, which may carry different risk and interest rate profiles.
How does pawn loans compare across companies?
Specific to pawn and specialty finance sectors; peers vary based on their typical loan term structures.