How has FirstCash Holdings's total provisions for credit losses changed year-over-year?

FirstCash Holdings's total provisions for credit losses decreased by 4.4% year-over-year, from $41.76M to $39.93M.

What is the long-term trend for FirstCash Holdings's total provisions for credit losses?

Over 4 years (2021 to 2025), FirstCash Holdings's total provisions for credit losses has grown at a 35.0% compound annual growth rate (CAGR), from $48.95M to $162.71M.

FirstCash Holdings FCFS Total provisions for credit losses

Total provisions for credit losses at other companies

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Segments

By geography

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Latin America$0—

Other financials

Income statement

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Revenue$1.1B+29.4%

Gross profit$789.1M+31.4%

Net income$93.5M+56.3%

EPS (diluted)$2.12+58.2%

Balance sheet

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Cash & equivalents$172.3M+69.8%

Total debt$2.6B+13.4%

Total equity$2.3B+8.5%

Total assets$5.5B+21.5%

Cash flow

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Operating cash flow$176.8M+51.3%

CapEx$13.7M-19.5%

Free cash flow$132.8M+12.6%

Valuation

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Market cap$8.97B+64.0%

Enterprise value$11.43B+48.6%

P/E23.1×+4.4×

P/S2.2×+0.6×

Profitability

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Gross margin72.9%+0.1pp

Net margin9.4%+0.8pp

FCF margin14.5%+0.6pp

Returns & leverage

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Return on equity17.4%+3.2pp

Debt / equity1.1×0.0×

Current ratio4.9×+0.7×

Where this comes from

Reported directly by FirstCash Holdings in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: FirstCash Holdings’s 10-Q, filed July 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FirstCash Holdings's total provisions for credit losses?: FirstCash Holdings (FCFS) reported total provisions for credit losses of $39.93M in Q2 2026.
How has FirstCash Holdings's total provisions for credit losses changed year-over-year?: FirstCash Holdings's total provisions for credit losses decreased by 4.4% year-over-year, from $41.76M to $39.93M.
What is the long-term trend for FirstCash Holdings's total provisions for credit losses?: Over 4 years (2021 to 2025), FirstCash Holdings's total provisions for credit losses has grown at a 35.0% compound annual growth rate (CAGR), from $48.95M to $162.71M.