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Fifth District Bancorp FDSB Allowance for credit losses

Allowance for credit losses at other companies

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Other financials

Income statement

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Revenue$151.3K-2.3%
Net income$387.0K+396%
EPS (diluted)$0.08+300%

Balance sheet

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Cash & equivalents$23.3M-22.6%
Total debt$4.0M
Total equity$129.3M+1.6%
Total assets$535.7M+0.9%

Cash flow

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Operating cash flow$1.0M+26.0%
CapEx$301.0K+419%
Free cash flow$736.0K-3.8%

Valuation

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Market cap$85.45M+24.5%
P/E19.4×
P/S141.2×+24.3×

Profitability

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Net margin675.7%
FCF margin67.2%

Returns & leverage

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Return on equity3.4%
Debt / equity0.1×

Where this comes from

Reported directly by Fifth District Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: Fifth District Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Fifth District Bancorp's allowance for credit losses?
Fifth District Bancorp (FDSB) reported allowance for credit losses of $1.7M in Q1 2026.
How has Fifth District Bancorp's allowance for credit losses changed year-over-year?
Fifth District Bancorp's allowance for credit losses decreased by 0.0% year-over-year, from $1.7M to $1.7M.
What is the long-term trend for Fifth District Bancorp's allowance for credit losses?
Over 3 years (2022 to 2025), Fifth District Bancorp's allowance for credit losses has grown at a -19.5% compound annual growth rate (CAGR), from $3.25M to $1.7M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.