Skip to content

Fifth District Bancorp FDSB Reserve for ESOP Debt Retirement

Reserve for ESOP Debt Retirement at other companies

Texas Community Bancshares, Inc. logo
Texas Community Bancshares, Inc.TCBS
$1.85M-7.8%
FB Bancorp, Inc. logo
FB Bancorp, Inc.FBLA

Other financials

Income statement

See full
Revenue$151.3K-2.3%
Net income$387.0K+396%
EPS (diluted)$0.08+300%

Balance sheet

See full
Cash & equivalents$23.3M-22.6%
Total debt$4.0M
Total equity$129.3M+1.6%
Total assets$535.7M+0.9%

Cash flow

See full
Operating cash flow$1.0M+26.0%
CapEx$301.0K+419%
Free cash flow$736.0K-3.8%

Valuation

See full
Market cap$85.45M+24.5%
P/E19.4×
P/S141.2×+24.3×

Profitability

See full
Net margin675.7%
FCF margin67.2%

Returns & leverage

See full
Return on equity3.4%
Debt / equity0.1×

Where this comes from

Reported directly by Fifth District Bancorp in its filing.

Tagged under the XBRL concept us-gaap:UnearnedESOPShares.

The official record: Fifth District Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about Fifth District Bancorp's reserve for esop debt retirement.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Fifth District Bancorp's reserve for ESOP debt retirement?
Fifth District Bancorp (FDSB) reported reserve for ESOP debt retirement of $3.95M in Q1 2026.
How has Fifth District Bancorp's reserve for ESOP debt retirement changed year-over-year?
Fifth District Bancorp's reserve for ESOP debt retirement decreased by 5.3% year-over-year, from $4.17M to $3.95M.
What does reserve for ESOP debt retirement mean?
This represents an equity adjustment or reserve account associated with debt obligations incurred by an Employee Stock Ownership Plan (ESOP). It reflects the accounting treatment of shares held by the plan and the corresponding debt service requirements. Investors track this to understand the impact of employee benefit structures on the company's total equity and capital position.