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Fifth District Bancorp FDSB Bank Owned Life Insurance

Bank Owned Life Insurance at other companies

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Other financials

Income statement

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Revenue$151.3K-2.3%
Net income$387.0K+396%
EPS (diluted)$0.08+300%

Balance sheet

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Cash & equivalents$23.3M-22.6%
Total debt$4.0M
Total equity$129.3M+1.6%
Total assets$535.7M+0.9%

Cash flow

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Operating cash flow$1.0M+26.0%
CapEx$301.0K+419%
Free cash flow$736.0K-3.8%

Valuation

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Market cap$85.45M+24.5%
P/E19.4×
P/S141.2×+24.3×

Profitability

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Net margin675.7%
FCF margin67.2%

Returns & leverage

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Return on equity3.4%
Debt / equity0.1×

Where this comes from

Reported directly by Fifth District Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: Fifth District Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Fifth District Bancorp's bank owned life insurance?
Fifth District Bancorp (FDSB) reported bank owned life insurance of $7.76M in Q1 2026.
How has Fifth District Bancorp's bank owned life insurance changed year-over-year?
Fifth District Bancorp's bank owned life insurance decreased by 28.0% year-over-year, from $10.77M to $7.76M.
What is the long-term trend for Fifth District Bancorp's bank owned life insurance?
Over 2 years (2023 to 2025), Fifth District Bancorp's bank owned life insurance has grown at a -13.7% compound annual growth rate (CAGR), from $10.33M to $7.69M.
What does bank owned life insurance mean?
Bank Owned Life Insurance (BOLI) consists of life insurance policies purchased by the bank on the lives of key employees, where the bank is the beneficiary. The cash surrender value of these policies is recorded as an asset, and the tax-advantaged earnings help offset the costs of employee benefit programs. It serves as a long-term financial instrument to manage the bank's overall compensation and benefit expenses.