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First Financial Bankshares FFIN Loans And Lease Receivable Allowance

Loans And Lease Receivable Allowance at other companies

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Other financials

Income statement

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Revenue$166.9M+12.0%
Net income$71.5M+16.6%
EPS (diluted)$0.50+16.3%

Balance sheet

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Cash & equivalents$737.1M-20.5%
Total debt$22.3M-17.3%
Total equity$1.9B+15.7%
Total assets$15.4B+7.5%

Cash flow

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Operating cash flow$101.6M+32.3%
CapEx$4.1M+95.8%
Free cash flow$97.5M+30.5%

Valuation

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Market cap$4.7B-17.9%
Enterprise value$3.98B-17.3%
P/E17.8×-6.9×
P/S7.2×-2.8×

Profitability

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Net margin40.6%0.0pp
FCF margin47.5%-4.4pp

Returns & leverage

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Return on equity14.6%0.0pp
Debt / equity0×0.0×

Where this comes from

Reported directly by First Financial Bankshares in its filing.

Tagged under the XBRL concept ffin:LoansAndLeaseReceivableAllowance.

The official record: First Financial Bankshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Financial Bankshares's loans and lease receivable allowance?
First Financial Bankshares (FFIN) reported loans and lease receivable allowance of $107.92M in Q1 2026.
How has First Financial Bankshares's loans and lease receivable allowance changed year-over-year?
First Financial Bankshares's loans and lease receivable allowance increased by 6.8% year-over-year, from $101.08M to $107.92M.
What is the long-term trend for First Financial Bankshares's loans and lease receivable allowance?
Over 2 years (2023 to 2025), First Financial Bankshares's loans and lease receivable allowance has grown at a 9.1% compound annual growth rate (CAGR), from $88.73M to $105.54M.
What does loans and lease receivable allowance mean?
This is a contra-asset account representing the estimated amount of credit losses inherent in the bank's loan and lease portfolio. It is established through provisions charged to earnings to ensure the balance sheet reflects the net realizable value of loans. An adequate allowance is critical for maintaining financial stability and meeting regulatory capital requirements.