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First Guaranty Bancshares FGBI Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

Business First Bancshares logo
Business First BancsharesBFST
$1.58B+20.4%
Hancock Whitney Corporation logo
Hancock Whitney CorporationHWC
$10.34B-2.5%
Regions Financial logo
Regions FinancialRF
$40.06B-0.9%
Heritage Financial logo
Heritage FinancialHFWA
$2.07B+27.4%
First Financial Corporation logo
First Financial CorporationTHFF
$1.14B+33.1%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$22.9M-6.8%
Net income$2.7M+144%

Balance sheet

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Cash & equivalents$733.8M+18.7%
Total debt$10.9M-5.1%
Total equity$224.0M-10.9%
Total assets$4.0B+3.4%

Cash flow

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Operating cash flow$50.6M+839%
CapEx$167.0K-19.7%
Free cash flow$50.4M+873%

Valuation

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Market cap$165.79M+56.9%
Enterprise value-$557.04M-6.8%
P/S1.8×+0.7×

Profitability

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Net margin-50.3%-53.8pp
FCF margin37.6%+6.4pp

Returns & leverage

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Return on equity-19.8%-21.4pp
Debt / equity0.0×

Where this comes from

Reported directly by First Guaranty Bancshares in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: First Guaranty Bancshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Guaranty Bancshares's noninterest-bearing deposits?
First Guaranty Bancshares (FGBI) reported noninterest-bearing deposits of $411.76M in Q1 2026.
How has First Guaranty Bancshares's noninterest-bearing deposits changed year-over-year?
First Guaranty Bancshares's noninterest-bearing deposits decreased by 3.3% year-over-year, from $425.62M to $411.76M.
What is the long-term trend for First Guaranty Bancshares's noninterest-bearing deposits?
Over 5 years (2020 to 2025), First Guaranty Bancshares's noninterest-bearing deposits has grown at a 0.2% compound annual growth rate (CAGR), from $411.42M to $414.6M.
What does noninterest-bearing deposits mean?
These are demand deposit accounts that do not pay interest to the depositor, providing the bank with a low-cost source of funding. A high proportion of these deposits is highly desirable as it significantly reduces the bank's cost of funds and enhances net interest margins. This metric is a key indicator of the bank's ability to attract and retain core customer relationships.