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First Guaranty Bancshares FGBI ATM and debit card fees

ATM and debit card fees at other companies

First Financial Bankshares logo
First Financial BanksharesFFIN
$5.25M+5.6%
Old National Bancorp logo
Old National BancorpONB
$12.04M+20.5%
Civista Bancshares logo
Civista BancsharesCIVB
$1.39M+4.5%
Greene County Bancorp logo
Greene County BancorpGCBC
$1.18M+2.8%
Independent Bank Corp logo
Independent Bank CorpINDB
$5.02M+8.6%
Carter Bankshares, Inc. logo
Carter Bankshares, Inc.CARE
$2.15M+2.1%

Other financials

Income statement

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Revenue$22.9M-6.8%
Net income$2.7M+144%

Balance sheet

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Cash & equivalents$733.8M+18.7%
Total debt$10.9M-5.1%
Total equity$224.0M-10.9%
Total assets$4.0B+3.4%

Cash flow

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Operating cash flow$50.6M+839%
CapEx$167.0K-19.7%
Free cash flow$50.4M+873%

Valuation

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Market cap$165.79M+56.9%
Enterprise value-$557.04M-6.8%
P/S1.8×+0.7×

Profitability

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Net margin-50.3%-53.8pp
FCF margin37.6%+6.4pp

Returns & leverage

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Return on equity-19.8%-21.4pp
Debt / equity0.0×

Where this comes from

Reported directly by First Guaranty Bancshares in its filing.

Tagged under the XBRL concept fgbi:FeesAndCommissionsCreditAndDebitCards1.

The official record: First Guaranty Bancshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Guaranty Bancshares's ATM and debit card fees?
First Guaranty Bancshares (FGBI) reported ATM and debit card fees of $642K in Q1 2026.
How has First Guaranty Bancshares's ATM and debit card fees changed year-over-year?
First Guaranty Bancshares's ATM and debit card fees decreased by 14.1% year-over-year, from $747K to $642K.
What is the long-term trend for First Guaranty Bancshares's ATM and debit card fees?
Over 4 years (2021 to 2025), First Guaranty Bancshares's ATM and debit card fees has grown at a -4.5% compound annual growth rate (CAGR), from $3.56M to $2.96M.
What does ATM and debit card fees mean?
This metric tracks revenue generated from interchange fees and other charges associated with the usage of ATM and debit card services. It serves as a proxy for the bank's transaction volume and the level of customer engagement with its digital and physical payment infrastructure.