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Fair Isaac FICO Payments for finance leases

Payments for finance leases at other companies

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SalesforceCRM
$130M-27.4%
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ExlService HoldingsEXLS
$124K-5.3%
Genpact logo
GenpactG
$1.4M-34.4%

Other financials

Income statement

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Revenue$674.2M+25.7%
Gross profit$587.2M+30.8%
Operating income$362.6M+38.1%
Net income$237.2M+30.5%
EPS (diluted)$10.45+41.2%

Balance sheet

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Cash & equivalents$235.2M+50.1%
Total debt$5.6B+99.9%
Total equity-$4.1B-193%
Total assets$2.0B+9.4%

Cash flow

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Operating cash flow$380.4M+32.9%
CapEx$863.0K-51.8%
Free cash flow$379.6M+33.5%

Valuation

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Market cap$23.57B-29.5%
Enterprise value$28.94B-19.8%
P/E28.9×-24.0×
P/S9.9×-7.5×

Profitability

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Gross margin85.1%+3.4pp
Operating margin51.7%+5.8pp
Net margin34.1%+1.3pp
FCF margin41.6%+1.4pp

Returns & leverage

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Return on equity196.4%
Debt / equity8.9×
Current ratio1.2×+0.3×

Where this comes from

Reported directly by Fair Isaac in its filing.

Tagged under the XBRL concept us-gaap:FinanceLeasePrincipalPayments.

The source filing: Fair Isaac’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:16 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0000814547-26-000030
Line itemNine Months Ended June 30, 2026Nine Months Ended June 30, 2025
Proceeds from issuance of senior notes1,000,0001,500,000
Payments on senior notes(400,000)
Payments on debt issuance costs(12,063)(17,163)
Payments on finance leases(2,950)(3,079)
Proceeds from issuance of treasury stock under employee stock plans14,93521,908
Taxes paid related to net share settlement of equity awards(111,275)(203,188)
Repurchases of common stock, inclusive of excise tax and prepayment under accelerated share repurchase agreement(3,045,992)(866,520)
Net cash used in financing activities(622,345)(486,792)

Item 1. Unaudited Financial Statements

FAQ

What is Fair Isaac's payments for finance leases?
Fair Isaac (FICO) reported payments for finance leases of $116K in Q2 2026.
How has Fair Isaac's payments for finance leases changed year-over-year?
Fair Isaac's payments for finance leases increased by 84.1% year-over-year, from $63K to $116K.
What is the long-term trend for Fair Isaac's payments for finance leases?
Over 3 years (2021 to 2024), Fair Isaac's payments for finance leases has grown at a 96.4% compound annual growth rate (CAGR), from $176K to $1.33M.
What does payments for finance leases mean?
Principal payments on finance lease obligations, reducing the lease liability on the balance sheet.

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