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Fair Isaac FICO Restructuring Charges

Restructuring Charges at other companies

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$2.74M+6,316%
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$80M+122%
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$1.12M+7.0%

Other financials

Income statement

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Revenue$674.2M+25.7%
Gross profit$587.2M+30.8%
Operating income$362.6M+38.1%
Net income$237.2M+30.5%
EPS (diluted)$10.45+41.2%

Balance sheet

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Cash & equivalents$235.2M+50.1%
Total debt$5.6B+99.9%
Total equity-$4.1B-193%
Total assets$2.0B+9.4%

Cash flow

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Operating cash flow$380.4M+32.9%
CapEx$863.0K-51.8%
Free cash flow$379.6M+33.5%

Valuation

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Market cap$23.57B-29.5%
Enterprise value$28.94B-19.8%
P/E28.9×-24.0×
P/S9.9×-7.5×

Profitability

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Gross margin85.1%+3.4pp
Operating margin51.7%+5.8pp
Net margin34.1%+1.3pp
FCF margin41.6%+1.4pp

Returns & leverage

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Return on equity196.4%
Debt / equity8.9×
Current ratio1.2×+0.3×

Where this comes from

Reported directly by Fair Isaac in its filing.

Tagged under the XBRL concept us-gaap:RestructuringCharges.

The source filing: Fair Isaac’s 10-K, filed November 7, 2025.

Filed
Nov 7, 2025
Fiscal year
FY2025
Accession
0000814547-25-000030
Line itemYear Ended September 30, 2025Year Ended September 30, 2024Year Ended September 30, 2023
Research and development188,347171,940159,950
Selling, general and administrative513,028462,834400,565
Amortization of intangible assets9171,100
Restructuring charges10,922
Gain on product line asset sale(1,941)
Total operating expenses1,066,019983,897870,727
Operating income924,850733,629642,830
Interest expense, net(133,647)(105,638)(95,546)

Item 8. Financial Statements and Supplementary Data

FAQ

What is Fair Isaac's restructuring charges?
Fair Isaac (FICO) reported restructuring charges of $2.73M in Q3 2025.
What does restructuring charges mean?
One-time costs from reorganizing operations, including employee severance, facility closure costs, contract termination fees, and asset relocation expenses.

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