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Fair Isaac FICO Total costs & expenses

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Segments

By segment

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Software$160.25M+11.2%
Scores$42.01M+6.1%

Other financials

Income statement

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Revenue$674.2M+25.7%
Gross profit$587.2M+30.8%
Operating income$362.6M+38.1%
Net income$237.2M+30.5%
EPS (diluted)$10.45+41.2%

Balance sheet

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Cash & equivalents$235.2M+50.1%
Total debt$5.6B+99.9%
Total equity-$4.1B-193%
Total assets$2.0B+9.4%

Cash flow

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Operating cash flow$380.4M+32.9%
CapEx$863.0K-51.8%
Free cash flow$379.6M+33.5%

Valuation

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Market cap$24.25B-25.8%
Enterprise value$29.62B-16.1%
P/E29.8×-21.9×
P/S10.1×-6.8×

Profitability

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Gross margin85.1%+3.4pp
Operating margin51.7%+5.8pp
Net margin34.1%+1.3pp
FCF margin41.6%+1.4pp

Returns & leverage

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Return on equity196.4%
Debt / equity8.9×
Current ratio1.2×+0.3×

Where this comes from

Reported directly by Fair Isaac in its filing.

Tagged under the XBRL concept us-gaap:CostsAndExpenses.

The source filing: Fair Isaac’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:16 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0000814547-26-000030
Line itemQuarter Ended June 30, 2026Quarter Ended June 30, 2025Nine Months Ended June 30, 2026Nine Months Ended June 30, 2025
Cost of revenues87,01787,571265,477262,546
Research and development53,70847,212157,536137,394
Selling, general and administrative170,835139,114455,669387,484
Total operating expenses311,560273,897878,682787,424
Operating income362,628262,518999,142687,694
Interest expense, net(59,877)(32,899)(146,462)(93,765)
Other income, net11,9087,3729,9396,207
Income before income taxes314,659236,991862,619600,136

Item 1. Unaudited Financial Statements

FAQ

What is Fair Isaac's total costs & expenses?
Fair Isaac (FICO) reported total costs & expenses of $311.56M in Q2 2026.
How has Fair Isaac's total costs & expenses changed year-over-year?
Fair Isaac's total costs & expenses increased by 13.8% year-over-year, from $273.9M to $311.56M.
What is the long-term trend for Fair Isaac's total costs & expenses?
Over 4 years (2021 to 2025), Fair Isaac's total costs & expenses has grown at a 7.1% compound annual growth rate (CAGR), from $811.05M to $1.07B.
What does total costs & expenses mean?
This metric represents the aggregate of all operating and non-operating costs incurred by the company to generate revenue during a specific period. It encompasses cost of goods sold, research and development, and selling, general, and administrative expenses. Monitoring this figure allows investors to assess the company's overall cost structure and operational efficiency relative to its revenue generation.

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