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FinWise Bancorp FINW Q1 2025 earnings

Reported April 30, 2025 · After market close

Revenue$22.1MMiss by $543.8K
EPS$0.23Miss by $0.02
Revenue estimate$22.6M
EPS estimate$0.26

Next report

Date not yet announced

Financials

Q1 2025

Income statement

See full
Revenue$22.1M+12.3%
Net income$3.2M-3.8%
EPS (diluted)$0.23-8.0%

Balance sheet

See full
Cash & equivalents$120.3M+3.9%
Total debt$5.2M-13.6%
Total equity$177.4M+9.2%
Total assets$804.1M+31.6%

Cash flow

See full
Operating cash flow-$21.6M-1,330%
CapEx$117.0K-90.2%
Free cash flow-$21.7M-3,925%

Valuation & ratios

Valuation

as of 03/31/25
See full
Market cap$231.42M+79.6%
Enterprise value$116.37M+510%
P/E18.3×+10.7×
P/S2.8×+1.1×

Profitability

See full
Net margin15.1%-6.5pp

Returns & leverage

See full
Return on equity7.4%-3.6pp
Debt / equity0×0.0×

Versus estimates

Revenue

Q2 2026$54.3MBeat by $7.2MQ1 2026$42.7MMiss by $7.8MQ4 2025$46.9MBeat by $4.5MQ3 2025$36.4MBeat by $8.2MQ2 2025$25.1MBeat by $1.3M
Q1 2025$22.1MMiss by $543.8K

Diluted EPS

Q2 2026$0.15Miss by $0.09Q1 2026$0.20Miss by $0.13Q4 2025$0.27Miss by $0.08Q3 2025$0.34Beat by $0.04Q2 2025$0.29Beat by $0.06
Q1 2025$0.23Miss by $0.02

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Questions, answered.

When did FinWise Bancorp report Q1 2025 earnings?
FinWise Bancorp (FINW) reported Q1 2025 earnings on April 30, 2025 after market close.
What were FinWise Bancorp's Q1 2025 revenue and EPS?
FinWise Bancorp reported revenue of $22.1M and eps of $0.23 for Q1 2025.
Did FinWise Bancorp beat estimates in Q1 2025?
Revenue missed the consensus estimate of $22.6M by $543.8K. EPS missed the consensus estimate of $0.26 by $0.02.
How did FinWise Bancorp's Q1 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 12.3% from $19.7M a year earlier and eps declined 8.0% from $0.25.
Where can I find FinWise Bancorp's Q1 2025 SEC filings?
You can read the 10-Q periodic report (0001856365-25-000027) directly on SEC EDGAR. The filing index links above go to sec.gov.