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FinWise Bancorp FINW Q2 2025 earnings

Reported July 24, 2025 · After market close

Revenue$25.1MBeat by $1.3M
EPS$0.29Beat by $0.06
Revenue estimate$23.8M
EPS estimate$0.23

Next report

Nov 4, 2026 (in a month)
Revenue estimate$41.6M
EPS estimate$0.19

Financials

Q2 2025

Income statement

See full
Revenue$25.1M+26.7%
Net income$4.1M+28.8%
EPS (diluted)$0.29+20.8%

Balance sheet

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Cash & equivalents$90.1M+1.2%
Total debt$5.0M-14.4%
Total equity$182.0M+9.7%
Total assets$842.5M+36.4%

Cash flow

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Operating cash flow-$18.3M-142%
CapEx$75.0K+17.2%
Free cash flow-$18.4M-141%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$185.14M+41.7%
Enterprise value$99.99M+111%
P/E13.7×+5.2×
P/S2.1×+0.4×

Profitability

See full
Net margin15.2%-4.3pp

Returns & leverage

See full
Return on equity7.8%-2.1pp
Debt / equity0×0.0×

FAQ

When did FinWise Bancorp report Q2 2025 earnings?
FinWise Bancorp (FINW) reported Q2 2025 earnings on July 24, 2025 after market close.
What were FinWise Bancorp's Q2 2025 revenue and EPS?
FinWise Bancorp reported revenue of $25.1M and eps of $0.29 for Q2 2025.
Did FinWise Bancorp beat estimates in Q2 2025?
Revenue beat the consensus estimate of $23.8M by $1.3M. EPS beat the consensus estimate of $0.23 by $0.06.
How did FinWise Bancorp's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 26.7% from $19.8M a year earlier and eps grew 20.8% from $0.24.
Where can I find FinWise Bancorp's Q2 2025 SEC filings?
You can read the 8-K earnings release (0001628280-25-035927) and the 10-Q periodic report (0001628280-25-039618) directly on SEC EDGAR. The filing index links above go to sec.gov.