When did Farmers & Merchants Bancorp report Q4 2024 earnings?

Farmers & Merchants Bancorp (FMAO) reported Q4 2024 earnings on February 12, 2025 before market open.

What were Farmers & Merchants Bancorp's Q4 2024 revenue and EPS?

Farmers & Merchants Bancorp reported revenue of $26.3M and eps of $0.61 for Q4 2024.

Did Farmers & Merchants Bancorp beat estimates in Q4 2024?

Revenue beat the consensus estimate of $24.0M by $2.2M. EPS beat the consensus estimate of $0.48 by $0.13.

Where can I find Farmers & Merchants Bancorp's Q4 2024 SEC filings?

You can read the 10-K periodic report (0000950170-25-027602) directly on SEC EDGAR. The filing index links above go to sec.gov.

Farmers & Merchants Bancorp FMAO Q4 2024 Annual earnings

Reported February 12, 2025 · Before market open

Revenue$26.3MBeat by $2.2M

EPS$0.61Beat by $0.13

Revenue estimate$24.0M

EPS estimate$0.48

Next report

Oct 26, 2026 (in 3 months)

Revenue estimate$34.7M

EPS estimate$0.72

Financials

Q4 2024

Income statement

See full

Revenue$26.9M+12.6%

Net income$8.4M+51.2%

EPS (diluted)$0.61+48.8%

Balance sheet

See full

Cash & equivalents$176.4M+24.0%

Total debt$6.4M+8.2%

Total equity$335.2M+5.9%

Total assets$3.4B+2.5%

Cash flow

See full

Operating cash flow$2.6M-75.3%

CapEx$729.0K-62.3%

Free cash flow$1.9M-78.2%

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$403.45M+19.0%

Enterprise value$233.5M+15.2%

P/E15.6×+0.7×

P/S4×+0.5×

Profitability

See full

Net margin25.5%+2.2pp

FCF margin30.1%+18.6pp

Returns & leverage

See full

Return on equity8%+0.5pp

Debt / equity0×0.0×

Segments

By product

See full

Financial Service Other$1.2M+4.9%

Bank Servicing$237.0K-90.8%

Versus estimates

Revenue

Q2 2026$34.4MBeat by $1.3M Q1 2026$32.4MMiss by $156.0K Q4 2025$32.5MBeat by $999.5K Q3 2025$30.2MBeat by $2.9M Q2 2025$29.3MBeat by $3.0M Q1 2025$27.4MBeat by $4.1M

Diluted EPS

Q2 2026$0.86Beat by $0.19 Q1 2026$0.70Beat by $0.02 Q4 2025$0.71Beat by $0.05 Q3 2025$0.64Beat by $0.05 Q2 2025$0.56Beat by $0.05 Q1 2025$0.51Beat by $0.09

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Questions, answered.

When did Farmers & Merchants Bancorp report Q4 2024 earnings?: Farmers & Merchants Bancorp (FMAO) reported Q4 2024 earnings on February 12, 2025 before market open.
What were Farmers & Merchants Bancorp's Q4 2024 revenue and EPS?: Farmers & Merchants Bancorp reported revenue of $26.3M and eps of $0.61 for Q4 2024.
Did Farmers & Merchants Bancorp beat estimates in Q4 2024?: Revenue beat the consensus estimate of $24.0M by $2.2M. EPS beat the consensus estimate of $0.48 by $0.13.
Where can I find Farmers & Merchants Bancorp's Q4 2024 SEC filings?: You can read the 10-K periodic report (0000950170-25-027602) directly on SEC EDGAR. The filing index links above go to sec.gov.