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Farmers & Merchants Bancorp FMAO Deposits, Negotiable Order of Withdrawal (NOW)

Deposits, Negotiable Order of Withdrawal (NOW) at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$593.83M+2.1%

Other financials

Income statement

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Revenue$32.4M+15.6%
Net income$9.6M+37.8%
EPS (diluted)$0.70+37.3%

Balance sheet

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Cash & equivalents$173.5M+0.3%
Total debt$5.7M-10.4%
Total equity$375.9M+9.1%
Total assets$3.5B+2.9%

Cash flow

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Operating cash flow$7.7M-30.5%
CapEx$663.0K+71.8%
Free cash flow$7.0M-34.2%

Valuation

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Market cap$412.08M+25.6%
P/E11.5×-0.5×
P/S3.3×+0.2×

Profitability

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Net margin28.6%+2.5pp
FCF margin24.9%-13.0pp

Returns & leverage

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Return on equity10%+1.7pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Farmers & Merchants Bancorp in its filing.

Tagged under the XBRL concept us-gaap:DepositsNegotiableOrderOfWithdrawalNOW.

The official record: Farmers & Merchants Bancorp’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Farmers & Merchants Bancorp's deposits, negotiable order of withdrawal (NOW)?
Farmers & Merchants Bancorp (FMAO) reported deposits, negotiable order of withdrawal (NOW) of $910.72M in Q1 2026.
How has Farmers & Merchants Bancorp's deposits, negotiable order of withdrawal (NOW) changed year-over-year?
Farmers & Merchants Bancorp's deposits, negotiable order of withdrawal (NOW) increased by 4.1% year-over-year, from $874.88M to $910.72M.
What is the long-term trend for Farmers & Merchants Bancorp's deposits, negotiable order of withdrawal (NOW)?
Over 5 years (2020 to 2025), Farmers & Merchants Bancorp's deposits, negotiable order of withdrawal (NOW) has grown at a 10.1% compound annual growth rate (CAGR), from $542.32M to $876.15M.
What does deposits, negotiable order of withdrawal (NOW) mean?
These are interest-bearing transaction accounts that allow depositors to write checks or make transfers, effectively functioning as a hybrid between savings and checking. They represent a core funding source that provides liquidity to customers while requiring the bank to pay interest. Tracking these balances helps assess the bank's cost of funds and competitive positioning in the retail deposit market.