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First Bancorp FNLC Nonaccrual with Allowance for Credit Loss

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Other financials

Income statement

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Revenue$25.8M+14.6%
Net income$9.6M+18.6%
EPS (diluted)$0.85+18.1%

Balance sheet

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Cash & equivalents$29.8M+8.8%
Total debt$214.1M+9.1%
Total equity$293.0M+10.3%
Total assets$3.2B+0.5%

Cash flow

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Operating cash flow$22.8M+945%
CapEx$189.0K+40.0%
Free cash flow$22.2M+2,587%

Valuation

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Market cap$398.25M+41.3%
Enterprise value$582.56M+29.2%
P/E10.5×+1.1×
P/S3.9×+0.7×

Profitability

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Net margin37.3%+2.8pp
FCF margin57.1%+24.5pp

Returns & leverage

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Return on equity13.5%+1.8pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by First Bancorp in its filing.

Tagged under the XBRL concept fnlc:FinancingReceivableNonaccrualWithAllowance.

The source filing: First Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 10:18 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000765207-26-000106
Line itemJune 30, 2026 / Non-accrual with Allowance for Credit LossJune 30, 2026 / Non-accrual with no Allowance for Credit LossJune 30, 2026 / Total Non-accrualDecember 31, 2025 / Non-accrual with Allowance for Credit LossDecember 31, 2025 / Non-accrual with no Allowance for Credit LossDecember 31, 2025 / Total Non-accrualJune 30, 2025 / Non-accrual with Allowance for Credit LossJune 30, 2025 / Non-accrual with no Allowance for Credit LossJune 30, 2025 / Total Non-accrual
Municipal
Residential
Term115,0006,808,0006,923,000115,0004,078,0004,193,0003,193,0003,193,000
Construction
Home equity
Revolving and term202,0001,294,0001,496,000242,000703,000945,000553,000553,000
Consumer5,0005,000
Total$4,058,000$13,250,000$17,308,000$4,070,000$8,809,000$12,879,000$326,000$5,713,000$6,039,000

Item 1 – Financial Statements

FAQ

What is First Bancorp's nonaccrual with allowance for credit loss?
First Bancorp (FNLC) reported nonaccrual with allowance for credit loss of $4.06M in Q2 2026.
How has First Bancorp's nonaccrual with allowance for credit loss changed year-over-year?
First Bancorp's nonaccrual with allowance for credit loss increased by 1144.8% year-over-year, from $326K to $4.06M.
What is the long-term trend for First Bancorp's nonaccrual with allowance for credit loss?
Over 2 years (2023 to 2025), First Bancorp's nonaccrual with allowance for credit loss has grown at a 148.7% compound annual growth rate (CAGR), from $658K to $4.07M.
What does nonaccrual with allowance for credit loss mean?
Nonaccrual with Allowance for Credit Loss as reported by First Bancorp, Inc. (ME).

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