What is Finance of America Companies's retained earnings?

Finance of America Companies (FOA) reported retained earnings of -$636.15M in Q1 2026.

How has Finance of America Companies's retained earnings changed year-over-year?

Finance of America Companies's retained earnings increased by 4.9% year-over-year, from -$668.69M to -$636.15M.

What does retained earnings mean?

Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

Finance of America Companies FOA Retained Earnings

Retained Earnings at other companies

Rocket CompaniesRKT

$421M+134%

Sound Financial BancorpSFBC

$82.52M+7.2%

Home Federal BancorpHFBL

$15.84M+5.5%

Better Home & FinanceBETR

-$2.15B-9.5%

loanDepotLDI

-$651.75M-13.6%

PennyMac Financial Services, Inc.PFSI

$4.28B+11.6%

Other financials

Income statement

See full

Revenue$120.1M-27.5%

Net income$17.5M-42.0%

EPS (diluted)$0.88-63.8%

Balance sheet

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Cash & equivalents$376.6M+49.5%

Total debt$899.3M-10.9%

Total equity$438.1M+10.9%

Total assets$31.3B+5.5%

Cash flow

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Operating cash flow-$130.9M-42.1%

CapEx$461.0K-76.0%

Free cash flow-$132.7M-160%

Valuation

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Market cap$244.7M-4.9%

Enterprise value$767.43M-30.1%

P/E3.4×—

P/S0.5×—

Profitability

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Operating margin-0.5%—

Net margin-858.3%-1,072pp

FCF margin883.8%+882pp

Returns & leverage

See full

Return on equity-58.5%+115pp

Debt / equity2.1×-0.5×

Current ratio0.1×—

Where this comes from

Reported directly by Finance of America Companies in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: Finance of America Companies’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Finance of America Companies's retained earnings?: Finance of America Companies (FOA) reported retained earnings of -$636.15M in Q1 2026.
How has Finance of America Companies's retained earnings changed year-over-year?: Finance of America Companies's retained earnings increased by 4.9% year-over-year, from -$668.69M to -$636.15M.
What does retained earnings mean?: Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.