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Finance of America Companies FOA Fair value changes from model amortization

Fair value changes from model amortization at other companies

Century Communities logo
Century CommunitiesCCS
-$3.2M+31.2%
SB Financial Group logo
SB Financial GroupSBFG
$19.24M+5.6%
Century Communities logo
Century CommunitiesCCS
-$3.2M+31.2%
Enova International logo
Enova InternationalENVA
$346.18M+8.4%
Merchants Bancorp logo
Merchants BancorpMBIN
-$6.41M-280%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$26K+30.0%

Segments

By segment

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Portfolio Management-$32.02M+21.8%
Retirement Solutions$0

Other financials

Income statement

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Revenue$120.1M-27.5%
Net income$17.5M-42.0%
EPS (diluted)$0.88-63.8%

Balance sheet

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Cash & equivalents$376.6M+49.5%
Total debt$899.3M-10.9%
Total equity$438.1M+10.9%
Total assets$31.3B+5.5%

Cash flow

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Operating cash flow-$130.9M-42.1%
CapEx$461.0K-76.0%
Free cash flow-$132.7M-160%

Valuation

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Market cap$244.7M-4.9%
Enterprise value$767.43M-30.1%
P/E3.4×
P/S0.5×

Profitability

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Operating margin-0.5%
Net margin-858.3%-1,072pp
FCF margin883.8%+882pp

Returns & leverage

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Return on equity-58.5%+115pp
Debt / equity2.1×-0.5×
Current ratio0.1×

Where this comes from

Reported directly by Finance of America Companies in its filing.

Tagged under the XBRL concept foa:LoansFairValueGainLossFromModelAmortization.

The official record: Finance of America Companies’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Finance of America Companies's fair value changes from model amortization?
Finance of America Companies (FOA) reported fair value changes from model amortization of -$32.02M in Q1 2026.
How has Finance of America Companies's fair value changes from model amortization changed year-over-year?
Finance of America Companies's fair value changes from model amortization increased by 21.8% year-over-year, from -$40.96M to -$32.02M.
What is the long-term trend for Finance of America Companies's fair value changes from model amortization?
Over 2 years (2023 to 2025), Finance of America Companies's fair value changes from model amortization has grown at a -18.0% compound annual growth rate (CAGR), from -$228.39M to -$153.66M.
What does fair value changes from model amortization mean?
This metric measures the periodic adjustment to the fair value of mortgage assets due to the expected passage of time and the natural decay of the asset's value according to valuation models. It reflects the systematic reduction in value as loans approach maturity or as expected cash flows are realized. Investors use this to understand the non-cash impact of model-based accounting on reported earnings.