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Franklin Financial Services Corporation FRAF Retail Time Deposits — Time Deposit Maturities Year Four

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GSBCRetail — Time Deposit Maturities Year Three
$1.3M-52.8%
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GSBCRetail — Time Deposit Maturities Year Two
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GSBCRetail — Time Deposit Maturities Year One
$679.4M-10.9%

Other financials

Income statement

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Revenue$23.9M+18.4%
Net income$6.6M+69.2%
EPS (diluted)$1.48+68.2%

Balance sheet

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Cash & equivalents$210.8M-6.3%
Total debt$4.4M+3.3%
Total equity$178.7M+18.1%
Total assets$2.3B+1.8%

Cash flow

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Operating cash flow$24.1M+173%
CapEx--100%
Free cash flow$3.2M-16.6%

Valuation

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Market cap$281.26M+85.2%
Enterprise value$74.88M-261%
P/E11.8×+1.3×
P/S+1.1×

Profitability

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Net margin25.9%+10.0pp
FCF margin27.7%+0.7pp

Returns & leverage

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Return on equity14.5%+6.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Franklin Financial Services Corporation in its filing.

Tagged under the XBRL concept us-gaap:TimeDepositMaturitiesYearFour.

The official record: Franklin Financial Services Corporation’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Franklin Financial Services Corporation's retail time deposits — time deposit maturities year four?
Franklin Financial Services Corporation (FRAF) reported retail time deposits — time deposit maturities year four of $4.24M in Q4 2025.
How has Franklin Financial Services Corporation's retail time deposits — time deposit maturities year four changed year-over-year?
Franklin Financial Services Corporation's retail time deposits — time deposit maturities year four decreased by 16.9% year-over-year, from $5.1M to $4.24M.
What does retail time deposits — time deposit maturities year four mean?
This metric captures the total retail time deposits scheduled to mature in the fourth year from the reporting date. It serves as a component of the bank's long-term liquidity planning and asset-liability management strategy. Analyzing this helps investors understand the bank's ability to maintain stable funding beyond the immediate short-term cycle.