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Franklin Financial Services Corporation FRAF Retail Time Deposits — Time Deposit Maturities Year Two

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Other financials

Income statement

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Revenue$23.9M+18.4%
Net income$6.6M+69.2%
EPS (diluted)$1.48+68.2%

Balance sheet

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Cash & equivalents$210.8M-6.3%
Total debt$4.4M+3.3%
Total equity$178.7M+18.1%
Total assets$2.3B+1.8%

Cash flow

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Operating cash flow$24.1M+173%
CapEx--100%
Free cash flow$3.2M-16.6%

Valuation

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Market cap$281.26M+85.2%
Enterprise value$74.88M-261%
P/E11.8×+1.3×
P/S+1.1×

Profitability

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Net margin25.9%+10.0pp
FCF margin27.7%+0.7pp

Returns & leverage

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Return on equity14.5%+6.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Franklin Financial Services Corporation in its filing.

Tagged under the XBRL concept us-gaap:TimeDepositMaturitiesYearTwo.

The official record: Franklin Financial Services Corporation’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Franklin Financial Services Corporation's retail time deposits — time deposit maturities year two?
Franklin Financial Services Corporation (FRAF) reported retail time deposits — time deposit maturities year two of $34.2M in Q4 2025.
How has Franklin Financial Services Corporation's retail time deposits — time deposit maturities year two changed year-over-year?
Franklin Financial Services Corporation's retail time deposits — time deposit maturities year two increased by 280.0% year-over-year, from $9M to $34.2M.
What does retail time deposits — time deposit maturities year two mean?
This metric measures the aggregate value of retail time deposits that are set to reach maturity during the second year from the reporting date. It provides insight into the bank's medium-term funding profile and the stability of its retail deposit liabilities. Tracking this helps in forecasting future interest expense and potential deposit retention challenges.