What does gain from surrender of life insurance policy mean?

Represents the realized gain recognized when a bank-owned life insurance policy is surrendered for its cash surrender value. This reflects non-operating income derived from the liquidation of corporate-owned insurance assets.

Franklin Financial Services Corporation FRAF Gain From Surrender Of Life Insurance Policy

Gain From Surrender Of Life Insurance Policy at other companies

First Mid Bancshares, Inc.FMBH

$0-100%

Bar Harbor BanksharesBHB

$1.99M+224%

Republic BancorpRBCAA

$185K—

Magyar BancorpMGYR

$166K+2.5%

World AcceptanceWRLD

$39.21K-8.7%

III

Insteel IndustriesIIIN

$3K—

Other financials

Income statement

See full

Revenue$23.9M+18.4%

Net income$6.6M+69.2%

EPS (diluted)$1.48+68.2%

Balance sheet

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Cash & equivalents$210.8M-6.3%

Total debt$4.4M+3.3%

Total equity$178.7M+18.1%

Total assets$2.3B+1.8%

Cash flow

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Operating cash flow$24.1M+173%

CapEx--100%

Free cash flow$3.2M-16.6%

Valuation

See full

Market cap$281.26M+85.2%

Enterprise value$74.88M-261%

P/E11.8×+1.3×

P/S3×+1.1×

Profitability

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Net margin25.9%+10.0pp

FCF margin27.7%+0.7pp

Returns & leverage

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Return on equity14.5%+6.3pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Franklin Financial Services Corporation in its filing.

Tagged under the XBRL concept fraf:GainFromSurrenderOfLifeInsurancePolicy.

The official record: Franklin Financial Services Corporation’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Franklin Financial Services Corporation's gain from surrender of life insurance policy?: Franklin Financial Services Corporation (FRAF) reported gain from surrender of life insurance policy of $351K in Q1 2026.
What does gain from surrender of life insurance policy mean?: Represents the realized gain recognized when a bank-owned life insurance policy is surrendered for its cash surrender value. This reflects non-operating income derived from the liquidation of corporate-owned insurance assets.