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Franklin Financial Services Corporation FRAF Net Amortization Of Loans And Investment Securities

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Other financials

Income statement

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Revenue$23.9M+18.4%
Net income$6.6M+69.2%
EPS (diluted)$1.48+68.2%

Balance sheet

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Cash & equivalents$210.8M-6.3%
Total debt$4.4M+3.3%
Total equity$178.7M+18.1%
Total assets$2.3B+1.8%

Cash flow

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Operating cash flow$24.1M+173%
CapEx--100%
Free cash flow$3.2M-16.6%

Valuation

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Market cap$281.26M+85.2%
Enterprise value$74.88M-261%
P/E11.8×+1.3×
P/S+1.1×

Profitability

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Net margin25.9%+10.0pp
FCF margin27.7%+0.7pp

Returns & leverage

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Return on equity14.5%+6.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Franklin Financial Services Corporation in its filing.

Tagged under the XBRL concept fraf:NetAmortizationOfLoansAndInvestmentSecurities.

The official record: Franklin Financial Services Corporation’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Franklin Financial Services Corporation's net amortization of loans and investment securities?
Franklin Financial Services Corporation (FRAF) reported net amortization of loans and investment securities of $112K in Q1 2026.
How has Franklin Financial Services Corporation's net amortization of loans and investment securities changed year-over-year?
Franklin Financial Services Corporation's net amortization of loans and investment securities increased by 57.7% year-over-year, from $71K to $112K.
What is the long-term trend for Franklin Financial Services Corporation's net amortization of loans and investment securities?
Over 4 years (2021 to 2025), Franklin Financial Services Corporation's net amortization of loans and investment securities has grown at a -29.6% compound annual growth rate (CAGR), from $1.14M to $280K.
What does net amortization of loans and investment securities mean?
The net adjustment to the carrying value of loans and investment securities resulting from the systematic allocation of premiums or discounts over the life of the asset. This non-cash item reconciles the difference between the purchase price and the par value of financial instruments. It is essential for understanding the true yield and interest income recognition of the portfolio.