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Franklin Financial Services Corporation FRAF Defined Benefit Plan Assumptions Used Calculating Net Periodic Benefit Cost Discount Rate

Defined Benefit Plan Assumptions Used Calculating Net Periodic Benefit Cost Discount Rate at other companies

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Greene County BancorpGCBC
5.4%+0.1pp

Other financials

Income statement

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Revenue$23.9M+18.4%
Net income$6.6M+69.2%
EPS (diluted)$1.48+68.2%

Balance sheet

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Cash & equivalents$210.8M-6.3%
Total debt$4.4M+3.3%
Total equity$178.7M+18.1%
Total assets$2.3B+1.8%

Cash flow

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Operating cash flow$24.1M+173%
CapEx--100%
Free cash flow$3.2M-16.6%

Valuation

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Market cap$281.26M+82.2%
Enterprise value$74.88M-252%
P/E11.8×+1.1×
P/S+1.0×

Profitability

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Net margin25.9%+10.0pp
FCF margin27.7%+0.7pp

Returns & leverage

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Return on equity14.5%+6.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Franklin Financial Services Corporation in its filing.

Tagged under the XBRL concept us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate.

The official record: Franklin Financial Services Corporation’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Franklin Financial Services Corporation's defined benefit plan assumptions used calculating net periodic benefit cost discount rate?
Franklin Financial Services Corporation (FRAF) reported defined benefit plan assumptions used calculating net periodic benefit cost discount rate of 6.3% in Q4 2025.
How has Franklin Financial Services Corporation's defined benefit plan assumptions used calculating net periodic benefit cost discount rate changed year-over-year?
Franklin Financial Services Corporation's defined benefit plan assumptions used calculating net periodic benefit cost discount rate increased by 6.0% year-over-year, from 6% to 6.3%.
What does defined benefit plan assumptions used calculating net periodic benefit cost discount rate mean?
The discount rate used to calculate the present value of the defined benefit obligation, typically based on high-quality corporate bond yields. Changes in this rate significantly impact the reported pension liability and the resulting periodic benefit cost.