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Franklin Financial Services Corporation FRAF State income taxes – net of federal income tax benefit

State income taxes – net of federal income tax benefit at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
0.3%-0.2pp
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Greene County BancorpGCBC
2.1%+1.8pp
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PNC Financial ServicesPNC
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Other financials

Income statement

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Revenue$23.9M+18.4%
Net income$6.6M+69.2%
EPS (diluted)$1.48+68.2%

Balance sheet

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Cash & equivalents$210.8M-6.3%
Total debt$4.4M+3.3%
Total equity$178.7M+18.1%
Total assets$2.3B+1.8%

Cash flow

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Operating cash flow$24.1M+173%
CapEx--100%
Free cash flow$3.2M-16.6%

Valuation

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Market cap$281.26M+85.2%
Enterprise value$74.88M-261%
P/E11.8×+1.3×
P/S+1.1×

Profitability

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Net margin25.9%+10.0pp
FCF margin27.7%+0.7pp

Returns & leverage

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Return on equity14.5%+6.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Franklin Financial Services Corporation in its filing.

Tagged under the XBRL concept us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes.

The official record: Franklin Financial Services Corporation’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Franklin Financial Services Corporation's state income taxes – net of federal income tax benefit?
Franklin Financial Services Corporation (FRAF) reported state income taxes – net of federal income tax benefit of 0.8% in Q4 2025.
What does state income taxes – net of federal income tax benefit mean?
This metric represents the impact of state and local income taxes on the company's effective tax rate compared to the federal statutory rate. It highlights the geographic tax burden imposed by the jurisdictions in which the bank operates. Investors use this to assess how regional tax variations influence the overall tax efficiency of the organization.