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Franklin Financial Services Corporation FRAF FHLB advances borrowing capacity

FHLB advances borrowing capacity at other companies

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Other financials

Income statement

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Revenue$23.9M+18.4%
Net income$6.6M+69.2%
EPS (diluted)$1.48+68.2%

Balance sheet

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Cash & equivalents$210.8M-6.3%
Total debt$4.4M+3.3%
Total equity$178.7M+18.1%
Total assets$2.3B+1.8%

Cash flow

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Operating cash flow$24.1M+173%
CapEx--100%
Free cash flow$3.2M-16.6%

Valuation

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Market cap$281.26M+85.2%
Enterprise value$74.88M-261%
P/E11.8×+1.3×
P/S+1.1×

Profitability

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Net margin25.9%+10.0pp
FCF margin27.7%+0.7pp

Returns & leverage

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Return on equity14.5%+6.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Franklin Financial Services Corporation in its filing.

Tagged under the XBRL concept us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds.

The official record: Franklin Financial Services Corporation’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Franklin Financial Services Corporation's FHLB advances borrowing capacity?
Franklin Financial Services Corporation (FRAF) reported FHLB advances borrowing capacity of $534.6M in Q4 2025.
How has Franklin Financial Services Corporation's FHLB advances borrowing capacity changed year-over-year?
Franklin Financial Services Corporation's FHLB advances borrowing capacity increased by 47.4% year-over-year, from $362.7M to $534.6M.
What is the long-term trend for Franklin Financial Services Corporation's FHLB advances borrowing capacity?
Over 5 years (2020 to 2025), Franklin Financial Services Corporation's FHLB advances borrowing capacity has grown at a 6.6% compound annual growth rate (CAGR), from $387.7M to $534.6M.
What does FHLB advances borrowing capacity mean?
This represents the total borrowing capacity currently available to the bank through FHLB advances, reflecting the headroom remaining under existing credit agreements. It serves as a measure of the bank's untapped wholesale funding potential. High capacity indicates a strong ability to respond to unexpected liquidity demands or fund new loan growth.