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First Seacoast Bancorp FSEA Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

PRO
Provident Financial HoldingsPROV
$84.63M-5.0%
BCB Bancorp logo
BCB BancorpBCBP
$521.32M-3.9%
Peoples Bancorp of North Carolina logo
Peoples Bancorp of North CarolinaPEBK
$407.98M-1.2%
Home Bancorp logo
Home BancorpHBCP
$830.03M+9.9%
SBC
Seacoast Banking Corporation of FloridaSBCF
$3.9B+16.3%
First Community Corporation logo
First Community CorporationFCCO
$543.84M+14.3%

Other financials

Income statement

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Revenue$3.9M+11.2%
Net income-$508.0K+15.8%
EPS (diluted)-$0.12+14.3%

Balance sheet

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Total debt$7.7M+8.2%
Total equity$62.6M+2.3%
Total assets$588.8M-0.6%

Cash flow

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Operating cash flow$547.0K-4.5%
CapEx$346.0K+1,016%
Free cash flow$201.0K-62.9%

Valuation

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Market cap$79.1M+49.2%
P/S+1.2×

Profitability

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Net margin-4.7%-5.0pp
FCF margin-18.3%

Returns & leverage

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Return on equity-1.2%-1.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Seacoast Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: First Seacoast Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Seacoast Bancorp's noninterest-bearing deposits?
First Seacoast Bancorp (FSEA) reported noninterest-bearing deposits of $71.45M in Q1 2026.
How has First Seacoast Bancorp's noninterest-bearing deposits changed year-over-year?
First Seacoast Bancorp's noninterest-bearing deposits increased by 9.5% year-over-year, from $65.25M to $71.45M.
What is the long-term trend for First Seacoast Bancorp's noninterest-bearing deposits?
Over 4 years (2021 to 2025), First Seacoast Bancorp's noninterest-bearing deposits has grown at a -8.3% compound annual growth rate (CAGR), from $98.62M to $69.69M.
What does noninterest-bearing deposits mean?
These are demand deposit accounts that do not pay interest to the depositor, typically used for transactional purposes. They represent a low-cost source of funding for the bank's lending activities. A higher proportion of these deposits generally improves the bank's net interest margin by reducing overall interest expense.