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Peoples Bancorp of North Carolina PEBK Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

Bank of America logo
Bank of AmericaBAC
$532.05B+1.6%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$365.71B-3.1%
Truist Financial logo
Truist FinancialTFC
$105.46B
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$477.96M-6.2%
Home Bancorp logo
Home BancorpHBCP
$830.03M+9.9%
Peoples Bancorp logo
Peoples BancorpPEBO
$1.59B+3.9%

Other financials

Income statement

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Revenue$21.6M+5.4%
Net income$4.4M+1.2%
EPS (diluted)$0.80+1.3%

Balance sheet

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Cash & equivalents$61.3M-40.2%
Total debt$3.4M-13.1%
Total equity$158.1M+14.2%
Total assets$1.7B+2.5%

Cash flow

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Operating cash flow$5.0M-15.1%
CapEx$448.0K-41.3%
Free cash flow$4.6M-11.3%

Valuation

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Market cap$228.8M+48.6%
Enterprise value$170.98M+204%
P/E11.5×+2.5×
P/S2.8×

Profitability

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Net margin20.5%
FCF margin26.4%

Returns & leverage

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Return on equity13.4%+0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Peoples Bancorp of North Carolina in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: Peoples Bancorp of North Carolina’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Peoples Bancorp of North Carolina's noninterest-bearing deposits?
Peoples Bancorp of North Carolina (PEBK) reported noninterest-bearing deposits of $407.98M in Q1 2026.
How has Peoples Bancorp of North Carolina's noninterest-bearing deposits changed year-over-year?
Peoples Bancorp of North Carolina's noninterest-bearing deposits decreased by 1.2% year-over-year, from $412.76M to $407.98M.
What is the long-term trend for Peoples Bancorp of North Carolina's noninterest-bearing deposits?
Over 5 years (2020 to 2025), Peoples Bancorp of North Carolina's noninterest-bearing deposits has grown at a -2.9% compound annual growth rate (CAGR), from $456.98M to $394.56M.
What does noninterest-bearing deposits mean?
These are demand deposit accounts that do not pay interest to the depositor, providing the bank with a low-cost source of funding. A higher proportion of these deposits improves the bank's net interest margin by reducing the overall cost of funds. They are a critical component of a bank's core deposit base and reflect the strength of its customer relationships.