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Peoples Bancorp PEBO Noninterest-bearing deposits

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Other financials

Income statement

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Revenue$118.7M+5.6%
Operating income$37.3M+19.0%
Net income$29.0M+19.2%
EPS (diluted)$0.81+19.1%

Balance sheet

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Cash & equivalents$190.4M+1.8%
Total debt$700.7M+162%
Total equity$1.2B+6.9%
Total assets$9.6B+4.3%

Cash flow

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Operating cash flow$34.5M+0.7%
CapEx$1.2M-56.0%
Free cash flow$33.3M+5.6%

Valuation

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Market cap$1.36B+31.5%
Enterprise value$1.87B+67.8%
P/E12.2×+3.0×
P/S2.9×+0.6×

Profitability

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Operating margin30.2%-1.7pp
Net margin23.9%-1.1pp
FCF margin28%-2.1pp

Returns & leverage

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Return on equity9.5%-0.7pp
Debt / equity0.6×+0.3×

Where this comes from

Reported directly by Peoples Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: Peoples Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Peoples Bancorp's noninterest-bearing deposits?
Peoples Bancorp (PEBO) reported noninterest-bearing deposits of $1.59B in Q1 2026.
How has Peoples Bancorp's noninterest-bearing deposits changed year-over-year?
Peoples Bancorp's noninterest-bearing deposits increased by 3.9% year-over-year, from $1.53B to $1.59B.
What is the long-term trend for Peoples Bancorp's noninterest-bearing deposits?
Over 5 years (2020 to 2025), Peoples Bancorp's noninterest-bearing deposits has grown at a 9.2% compound annual growth rate (CAGR), from $997.32M to $1.55B.
What does noninterest-bearing deposits mean?
These are demand deposit accounts that do not accrue interest for the depositor, typically used for transactional purposes by businesses and individuals. They represent a low-cost source of funding for the bank, significantly impacting the net interest margin. A higher proportion of these deposits generally indicates strong customer relationships and lower overall funding costs.