Skip to content

Old Second Bancorp OSBC Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

Wintrust Financial logo
Wintrust FinancialWTFC
$12.11B+8.1%
Old National Bancorp logo
Old National BancorpONB
$12.93B+40.7%
Financial Institutions logo
Financial InstitutionsFISI
$953.4M+0.9%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$1.49B+6.8%
CTB
Community Trust BancorpCTBI
$1.26B+2.2%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

See full
Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

See full
Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

See full
Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

See full
Market cap$1.18B+56.4%
Enterprise value$1.26B
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

See full
Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

See full
Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Old Second Bancorp's noninterest-bearing deposits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Old Second Bancorp's noninterest-bearing deposits?
Old Second Bancorp (OSBC) reported noninterest-bearing deposits of $1.76B in Q1 2026.
How has Old Second Bancorp's noninterest-bearing deposits changed year-over-year?
Old Second Bancorp's noninterest-bearing deposits increased by 2.4% year-over-year, from $1.71B to $1.76B.
What is the long-term trend for Old Second Bancorp's noninterest-bearing deposits?
Over 5 years (2020 to 2025), Old Second Bancorp's noninterest-bearing deposits has grown at a 13.8% compound annual growth rate (CAGR), from $909.51M to $1.74B.
What does noninterest-bearing deposits mean?
This represents customer deposits that do not pay interest, typically held in demand deposit accounts. These deposits are a low-cost source of funding for the bank's lending activities. A higher proportion of these deposits significantly improves the bank's net interest margin.