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Pioneer Bancorp, Inc. PBFS Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

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$27.6B-3.0%
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$3.73B+5.8%
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Colony BankcorpCBAN
$495.23M+10.1%
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$568.48M+16.1%
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$830.03M+9.9%
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John Marshall BancorpJMSB
$458.2M+4.7%

Other financials

Income statement

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Revenue$24.6M+7.9%
Net income$5.3M-8.2%
EPS (diluted)$0.22-4.3%

Balance sheet

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Cash & equivalents$156.9M+12.4%
Total debt$54.4M+20.3%
Total equity$328.6M+5.8%
Total assets$2.2B+7.3%

Cash flow

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Operating cash flow-$161.0K+95.4%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$420.91M+46.8%
P/E21.2×+3.7×
P/S4.3×+0.9×

Profitability

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Net margin20.2%+0.8pp
FCF margin32.4%

Returns & leverage

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Return on equity6.2%+0.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: Pioneer Bancorp, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pioneer Bancorp, Inc.'s noninterest-bearing deposits?
Pioneer Bancorp, Inc. (PBFS) reported noninterest-bearing deposits of $477.96M in Q1 2026.
How has Pioneer Bancorp, Inc.'s noninterest-bearing deposits changed year-over-year?
Pioneer Bancorp, Inc.'s noninterest-bearing deposits decreased by 6.2% year-over-year, from $509.33M to $477.96M.
What is the long-term trend for Pioneer Bancorp, Inc.'s noninterest-bearing deposits?
Over 5 years (2020 to 2025), Pioneer Bancorp, Inc.'s noninterest-bearing deposits has grown at a -0.4% compound annual growth rate (CAGR), from $465.14M to $456.11M.
What does noninterest-bearing deposits mean?
These are demand deposit accounts held by customers that do not accrue interest for the depositor. This category is a primary driver of a bank's net interest margin, as it represents a low-cost source of funding for lending activities. A higher proportion of these deposits generally indicates strong customer loyalty and operational efficiency in deposit gathering.