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First Seacoast Bancorp FSEA Release Of Credit Losses

Release Of Credit Losses at other companies

Consumer Portfolio Services logo
Consumer Portfolio ServicesCPSS
$0-100%
California BanCorp logo
California BanCorpBCAL
-$381K+89.9%
BRT Apartments logo
BRT ApartmentsBRT
$1.25K-98.1%
F.N.B. Corporation logo
F.N.B. CorporationFNB
$18.5M+5.7%
WSFS Financial logo
WSFS FinancialWSFS
$1.22M+45.8%
Capital Bancorp logo
Capital BancorpCBNK
$344K-22.9%

Other financials

Income statement

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Revenue$3.9M+11.2%
Net income-$508.0K+15.8%
EPS (diluted)-$0.12+14.3%

Balance sheet

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Total debt$7.7M+8.2%
Total equity$62.6M+2.3%
Total assets$588.8M-0.6%

Cash flow

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Operating cash flow$547.0K-4.5%
CapEx$346.0K+1,016%
Free cash flow$201.0K-62.9%

Valuation

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Market cap$79.1M+49.2%
P/S+1.2×

Profitability

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Net margin-4.7%-5.0pp
FCF margin-18.3%

Returns & leverage

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Return on equity-1.2%-1.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Seacoast Bancorp in its filing.

Tagged under the XBRL concept fsea:ReleaseOfCreditLosses.

The official record: First Seacoast Bancorp’s 10-K, filed March 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Seacoast Bancorp's release of credit losses?
First Seacoast Bancorp (FSEA) reported release of credit losses of $250 in Q4 2025.
How has First Seacoast Bancorp's release of credit losses changed year-over-year?
First Seacoast Bancorp's release of credit losses decreased by 98.6% year-over-year, from $18K to $250.
What does release of credit losses mean?
This metric reflects the reversal of previously established provisions for credit losses on the loan portfolio. A release occurs when the bank determines that the expected risk of loss has decreased, effectively increasing net income without a corresponding cash inflow.