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First Seacoast Bancorp FSEA Increase Decrease In Deferred Fee On Loans

Increase Decrease In Deferred Fee On Loans at other companies

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Banc of CaliforniaBANC
$16.48M-22.2%
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$5K+102%
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$40K-85.4%
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$79K-31.9%
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Northrim BanCorpNRIM
$605K+221%

Other financials

Income statement

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Revenue$3.9M+11.2%
Net income-$508.0K+15.8%
EPS (diluted)-$0.12+14.3%

Balance sheet

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Total debt$7.7M+8.2%
Total equity$62.6M+2.3%
Total assets$588.8M-0.6%

Cash flow

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Operating cash flow$547.0K-4.5%
CapEx$346.0K+1,016%
Free cash flow$201.0K-62.9%

Valuation

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Market cap$79.1M+49.1%
P/S+1.2×

Profitability

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Net margin-4.7%-5.0pp
FCF margin-18.3%

Returns & leverage

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Return on equity-1.2%-1.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Seacoast Bancorp in its filing.

Tagged under the XBRL concept fsea:IncreaseDecreaseInDeferredFeeOnLoans.

The official record: First Seacoast Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Seacoast Bancorp's increase decrease in deferred fee on loans?
First Seacoast Bancorp (FSEA) reported increase decrease in deferred fee on loans of $15K in Q1 2026.
How has First Seacoast Bancorp's increase decrease in deferred fee on loans changed year-over-year?
First Seacoast Bancorp's increase decrease in deferred fee on loans increased by 475.0% year-over-year, from -$4K to $15K.
What does increase decrease in deferred fee on loans mean?
Reflects the net change in loan origination fees that have been deferred and are being amortized over the life of the related loans. This adjustment is essential for matching the recognition of fee income with the interest income generated by the loan portfolio according to accounting standards.