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German American Bancorp GABC Q1 2025 earnings

Reported April 28, 2025 · Before market open

Revenue$81.4MBeat by $1.9M
EPS$0.79Beat by $0.07
Revenue estimate$79.6M
EPS estimate$0.72

Next report

Oct 26, 2026 (in 3 months)
Revenue estimate$102.1M
EPS estimate$0.94

Financials

Q1 2025

Income statement

See full
Revenue$81.4M+33.9%
Net income$10.5M-44.7%
EPS (diluted)$0.30-53.1%

Balance sheet

See full
Cash & equivalents$442.3M+258%
Total debt$6.5M-14.3%
Total equity$1.0B+59.6%
Total assets$8.4B+37.8%

Cash flow

See full
Operating cash flow$37.9M+59.0%
CapEx$1.3M+1.2%
Free cash flow$36.7M+62.2%

Valuation & ratios

Valuation

as of 03/31/25
See full
Market cap$1.4B+36.9%
Enterprise value$967.73M+6.5%
P/E18.6×+6.5×
P/S5.1×+1.0×

Profitability

See full
Net margin27.5%-6.5pp
FCF margin38.3%+0.1pp

Returns & leverage

See full
Return on equity8.9%-4.5pp
Debt / equity0×0.0×

Versus estimates

Revenue

Q2 2026$101.3MBeat by $2.1MQ1 2026$97.4MBeat by $1.6MQ4 2025$97.8MBeat by $3.2MQ3 2025$94.2MBeat by $1.2MQ2 2025$89.9MMiss by $2.0M
Q1 2025$81.4MBeat by $1.9M

Diluted EPS

Q2 2026$1.02Beat by $0.10Q1 2026$0.88Miss by $0.02Q4 2025$0.96Beat by $0.06Q3 2025$0.92Beat by $0.06Q2 2025$0.86Beat by $0.03
Q1 2025$0.79Beat by $0.07

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Questions, answered.

When did German American Bancorp report Q1 2025 earnings?
German American Bancorp (GABC) reported Q1 2025 earnings on April 28, 2025 before market open.
What were German American Bancorp's Q1 2025 revenue and EPS?
German American Bancorp reported revenue of $81.4M and eps of $0.79 for Q1 2025.
Did German American Bancorp beat estimates in Q1 2025?
Revenue beat the consensus estimate of $79.6M by $1.9M. EPS beat the consensus estimate of $0.72 by $0.07.
How did German American Bancorp's Q1 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 33.9% from $60.8M a year earlier and eps grew 23.4% from $0.64.
Where can I find German American Bancorp's Q1 2025 SEC filings?
You can read the 10-Q periodic report (0000714395-25-000021) directly on SEC EDGAR. The filing index links above go to sec.gov.