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German American Bancorp GABC Core Banking — Salaries and Employee Benefits

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Other financials

Income statement

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Revenue$96.1M+18.0%
Net income$33.2M+215%
EPS (diluted)$0.88+193%

Balance sheet

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Cash & equivalents$123.9M-72.0%
Total debt$7.5M+14.4%
Total equity$1.2B+12.3%
Total assets$8.4B-0.4%

Cash flow

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Operating cash flow$37.0M-2.3%
CapEx$1.1M-14.9%
Free cash flow$36.0M-1.9%

Valuation

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Market cap$1.72B+11.9%
Enterprise value$1.61B+50.2%
P/E12.8×-7.7×
P/S4.6×-1.0×

Profitability

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Net margin36%+8.5pp
FCF margin40.8%+2.5pp

Returns & leverage

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Return on equity12.2%+3.3pp
Debt / equity0.0×

Where this comes from

Reported directly by German American Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The official record: German American Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is German American Bancorp's core banking — salaries and employee benefits?
German American Bancorp (GABC) reported core banking — salaries and employee benefits of $26.1M in Q1 2026.
How has German American Bancorp's core banking — salaries and employee benefits changed year-over-year?
German American Bancorp's core banking — salaries and employee benefits increased by 0.8% year-over-year, from $25.9M to $26.1M.
What is the long-term trend for German American Bancorp's core banking — salaries and employee benefits?
Over 3 years (2022 to 2025), German American Bancorp's core banking — salaries and employee benefits has grown at a 11.1% compound annual growth rate (CAGR), from $72.24M to $98.98M.
What does core banking — salaries and employee benefits mean?
This captures the total personnel-related expenses, including wages, bonuses, and benefits, for staff within the core banking segment. It is a primary component of non-interest expense and reflects the operational cost of maintaining the bank's workforce.