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German American Bancorp GABC Ratios & Valuation

Income StatementBalance SheetCash FlowRatiosSegments
QuarterlyAnnualTTM
YoYQoQ
SimplifiedDetailed
TTM Q1 '26TTM Q4 '25TTM Q3 '25TTM Q2 '25TTM Q1 '25
Profitability
Net margin36%+4.8pp31.2%+0.9pp30.3%+1.5pp28.8%+1.3pp27.5%-5.6pp
Free cash flow margin40.8%-1.8pp42.6%0.0pp42.7%+4.5pp38.1%-0.1pp38.3%+2.4pp
Returns
Return on equity12.2%+0.2pp12%+1.3pp10.7%+0.9pp9.8%+1.0pp8.9%-3.3pp
Return on assets1.6%+0.1pp1.5%+0.2pp1.4%+0.2pp1.2%+0.2pp1%-0.3pp
Efficiency
Asset turnover0×0.0×0×0.0×0×0.0×0×0.0×0×0.0×
Leverage
Debt-to-equity0×0.0×0×0.0×0×0.0×0×0.0×0×0.0×
Debt-to-assets0×0.0×0×0.0×0×0.0×0×0.0×0×0.0×
Valuation
Market capitalization$1.57B+6.9%$1.47B-0.2%$1.47B+2.1%$1.44B+2.7%$1.4B+17.6%
Enterprise value$1.45B+7.0%$1.36B+10.9%$1.22B-1.9%$1.25B+29.0%$967.73M-4.4%
Price / earnings11.6×-1.4×13×-1.7×14.7×-2.0×16.7×-1.9×18.6×+4.4×
Price / sales4.2×+0.1×4.1×-0.4×4.5×-0.4×4.8×-0.3×5.1×+0.4×
Price / book1.3×+0.1×1.3×-0.1×1.3×0.0×1.3×0.0×1.3×-0.3×
EV / sales3.9×+0.1×3.8×+0.1×3.7×-0.5×4.2×+0.6×3.5×-0.5×
Free cash flow yield9.8%-0.7pp10.5%+0.9pp9.6%+1.7pp7.9%+0.4pp7.5%-0.1pp
Earnings yield8.6%+0.9pp7.7%+0.9pp6.8%+0.8pp6%+0.6pp5.4%-1.7pp
Dividend yield2.8%-0.1pp2.9%+0.2pp2.7%+0.1pp2.6%+0.1pp2.5%-0.2pp
PEG ratio0.1×—————————

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Questions, answered.

Where do German American Bancorp's ratios come from?
Every ratio is computed from German American Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.