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Glacier Bancorp GBCI Capital conservation buffer

Capital conservation buffer at other companies

M&T Bank logo
M&T BankMTB
2.5%0.0pp
Banner Corporation logo
Banner CorporationBANR
$0.080.0%
Morgan Stanley logo
Morgan StanleyMS
$0.15-10.0%
Citigroup logo
CitigroupC
$0.080.0%
M&T Bank logo
M&T BankMTB
2.7%-1.1pp
Blackrock logo
BlackrockBLK
8%0.0pp

Other financials

Income statement

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Revenue$306.8M+37.8%
Net income$82.1M+50.5%
EPS (diluted)$0.63+31.3%

Balance sheet

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Cash & equivalents$1.4B+41.1%
Total debt$88.0M+38.7%
Total equity$4.2B+29.2%
Total assets$31.7B+13.9%

Cash flow

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Operating cash flow$87.9M+67.6%
CapEx$13.5M+139%
Free cash flow$74.4M+58.9%

Valuation

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Market cap$6.46B+15.8%

Profitability

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Net margin23.9%-0.8pp
FCF margin33.7%-3.6pp

Returns & leverage

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Return on equity7.1%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Glacier Bancorp in its filing.

Tagged under the XBRL concept gbci:CapitalConservationBufferToRiskWeightedAssetsCurrentYear.

The official record: Glacier Bancorp’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Glacier Bancorp's capital conservation buffer?
Glacier Bancorp (GBCI) reported capital conservation buffer of 2.5% in Q4 2025.
How has Glacier Bancorp's capital conservation buffer changed year-over-year?
Glacier Bancorp's capital conservation buffer decreased by 0.0% year-over-year, from 2.5% to 2.5%.
What is the long-term trend for Glacier Bancorp's capital conservation buffer?
Over 5 years (2020 to 2025), Glacier Bancorp's capital conservation buffer has grown at a 0.0% compound annual growth rate (CAGR), from 2.5% to 2.5%.
What does capital conservation buffer mean?
This metric measures the ratio of the bank's capital conservation buffer to its total risk-weighted assets. It indicates the amount of high-quality capital held above the minimum regulatory requirements to absorb potential losses. A higher ratio provides greater protection against economic downturns and enhances the bank's financial resilience.