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Greene County Bancorp GCBC Deferred Tax Liabilities Deferred Loan Costs

Deferred Tax Liabilities Deferred Loan Costs at other companies

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Community Financial SystemCBU
$12.4M+7.1%
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Hope BancorpHOPE
$7.53M+7.9%
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PopularBPOP
$21.22M+1,360%
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Bank of Marin BancorpBMRC
$1.72M+2.0%
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OceanFirst FinancialOCFC
$5.74M+104%
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First Commonwealth FinancialFCF
$4.27M+63.2%

Other financials

Income statement

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Revenue$23.9M+19.0%
Net income$10.5M+30.6%
EPS (diluted)$0.62+31.9%

Balance sheet

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Cash & equivalents$139.5M-10.3%
Total debt$75.5M+71.7%
Total equity$267.6M+16.8%
Total assets$3.2B+5.8%

Cash flow

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Operating cash flow$10.7M+46.1%
CapEx$13.0K-75.0%
Free cash flow$10.7M+46.9%

Valuation

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Market cap$518.43M+38.7%
Enterprise value$454.43M+73.2%
P/E13.3×+0.2×
P/S5.9×+0.7×

Profitability

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Net margin44.3%+4.4pp
FCF margin41.3%+5.9pp

Returns & leverage

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Return on equity15.7%+2.4pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Greene County Bancorp in its filing.

Tagged under the XBRL concept gcbc:DeferredTaxLiabilitiesDeferredLoanCosts.

The official record: Greene County Bancorp’s 10-K, filed September 5, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Greene County Bancorp's deferred tax liabilities deferred loan costs?
Greene County Bancorp (GCBC) reported deferred tax liabilities deferred loan costs of $1.3M in Q2 2025.
How has Greene County Bancorp's deferred tax liabilities deferred loan costs changed year-over-year?
Greene County Bancorp's deferred tax liabilities deferred loan costs increased by 2.8% year-over-year, from $1.26M to $1.3M.
What is the long-term trend for Greene County Bancorp's deferred tax liabilities deferred loan costs?
Over 4 years (2021 to 2025), Greene County Bancorp's deferred tax liabilities deferred loan costs has grown at a 55.8% compound annual growth rate (CAGR), from $220K to $1.3M.
What does deferred tax liabilities deferred loan costs mean?
This metric represents the deferred tax liability resulting from the capitalization and amortization of loan origination costs for financial reporting purposes that differ from their immediate deductibility for tax purposes. It indicates a future tax obligation that will arise as these costs are amortized over the life of the loans. Investors use this to understand the timing of tax payments related to lending activities.