Skip to content

Greene County Bancorp GCBC Financing Receivable Allowance For Credit Losses Write Offs

Financing Receivable Allowance For Credit Losses Write Offs at other companies

Trustco Bank Corp logo
Trustco Bank CorpTRST
$45K-63.7%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$78K-57.8%
CTB
Community Trust BancorpCTBI

Other financials

Income statement

See full
Revenue$23.9M+19.0%
Net income$10.5M+30.6%
EPS (diluted)$0.62+31.9%

Balance sheet

See full
Cash & equivalents$139.5M-10.3%
Total debt$75.5M+71.7%
Total equity$267.6M+16.8%
Total assets$3.2B+5.8%

Cash flow

See full
Operating cash flow$10.7M+46.1%
CapEx$13.0K-75.0%
Free cash flow$10.7M+46.9%

Valuation

See full
Market cap$518.43M+38.7%
Enterprise value$454.43M+73.2%
P/E13.3×+0.2×
P/S5.9×+0.7×

Profitability

See full
Net margin44.3%+4.4pp
FCF margin41.3%+5.9pp

Returns & leverage

See full
Return on equity15.7%+2.4pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Greene County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs.

The official record: Greene County Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Greene County Bancorp's financing receivable allowance for credit losses write offs.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Greene County Bancorp's financing receivable allowance for credit losses write offs?
Greene County Bancorp (GCBC) reported financing receivable allowance for credit losses write offs of $106K in Q1 2026.
How has Greene County Bancorp's financing receivable allowance for credit losses write offs changed year-over-year?
Greene County Bancorp's financing receivable allowance for credit losses write offs decreased by 22.6% year-over-year, from $137K to $106K.
What does financing receivable allowance for credit losses write offs mean?
Quantifies the total dollar amount of loans or financing receivables removed from the balance sheet because they are deemed uncollectible. This metric serves as a direct measure of realized credit losses and the effectiveness of the bank's underwriting and collection processes. High levels of write-offs may indicate deteriorating credit quality in the loan portfolio.