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Hanmi Financial HAFC Interest coverage

Interest coverage at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
1.8×0.0×
Bank of America logo
Bank of AmericaBAC
1.5×+0.1×

Other financials

Income statement

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Revenue$71.7M+14.2%
Operating income$22.6M+27.6%
Net income$22.6M+27.6%
EPS (diluted)$0.75+29.3%

Balance sheet

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Total debt$38.0M-6.1%
Total equity$802.8M+6.8%
Total assets$7.8B+1.4%

Cash flow

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Operating cash flow$23.9M-9.4%
CapEx$499.0K+89.7%
Free cash flow$23.4M-10.4%

Valuation

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Market cap$966.52M+40.3%
P/E11.9×+1.3×
P/S3.5×+0.6×

Profitability

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Operating margin27.7%—
Net margin29%+1.9pp
FCF margin79.2%+59.6pp

Returns & leverage

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Return on equity10.4%+1.5pp
Debt / equity0×0.0×

Where this comes from

Calculated from Hanmi Financial’s reported figures.

ebit/interest expense=0.8×

Based on trailing twelve months.

The official record: Hanmi Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hanmi Financial's interest coverage?
Hanmi Financial (HAFC) reported interest coverage of 0.8× in Q1 2026.
How has Hanmi Financial's interest coverage changed year-over-year?
Hanmi Financial's interest coverage increased by 25.2% year-over-year, from 0.6× to 0.8×.
What is the long-term trend for Hanmi Financial's interest coverage?
Over 5 years (2020 to 2025), Hanmi Financial's interest coverage has grown at a -21.1% compound annual growth rate (CAGR), from 2.4× to 0.7×.
What does interest coverage mean?
Trailing-twelve-month operating income (EBIT) divided by interest expense. Measures how many times over the company can cover its interest payments from operating profit.