Noninterest-bearing deposits
Huntington Bancshares Incorporated Noninterest-bearing deposits increased by 26.8% to $40.84B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 35.2%, from $30.22B to $40.84B. Over 5 years (FY 2020 to FY 2025), Noninterest-bearing deposits shows an upward trend with a 2.4% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase improves the cost of funds and net interest margin, while a decrease forces the bank to rely on more expensive funding sources.
Detailed definition
These are customer deposits, typically in demand deposit accounts, that do not pay interest to the account holder. They...
Peer comparison
A key competitive advantage; peers with strong commercial banking franchises typically maintain higher levels of noninterest-bearing deposits.
fin_deposits_noninterest_bearingHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $45.25B | $44.56B | $43.24B | $43.82B | $42.13B | $40.76B | $38.24B | $36.79B | $33.34B | $31.67B | $30.97B | $29.74B | $28.64B | $29.05B | $29.35B | $30.22B | $28.66B | $28.6B | $32.21B | $40.84B |
| QoQ Change | — | -1.5% | -3.0% | +1.4% | -3.9% | -3.2% | -6.2% | -3.8% | -9.4% | -5.0% | -2.2% | -4.0% | -3.7% | +1.4% | +1.0% | +3.0% | -5.2% | -0.2% | +12.6% | +26.8% |
| YoY Change | — | — | — | — | -6.9% | -8.5% | -11.6% | -16.1% | -20.9% | -22.3% | -19.0% | -19.2% | -14.1% | -8.3% | -5.2% | +1.6% | +0.1% | -1.6% | +9.7% | +35.2% |
| % of Deposits | 31.7% | 31.4% | 30.2% | 29.8% | 29.0% | 27.9% | 25.9% | 25.3% | 22.5% | 21.3% | 20.5% | 19.4% | 18.6% | 18.3% | 18.1% | 18.3% | 17.5% | 17.3% | 18.2% | 18.3% |
| Share Change | — | -0.3pp | -1.2pp | -0.4pp | -0.9pp | -1.1pp | -2.0pp | -0.5pp | -2.8pp | -1.3pp | -0.8pp | -1.1pp | -0.9pp | -0.2pp | -0.3pp | +0.2pp | -0.7pp | -0.2pp | +0.9pp | +0.0pp |
Noninterest-bearing deposits at Other Companies
Frequently Asked Questions
- What is Huntington Bancshares Incorporated 's noninterest-bearing deposits?
- Huntington Bancshares Incorporated (HBANZ) reported noninterest-bearing deposits of $40.84B in Q1 2026.
- How has Huntington Bancshares Incorporated 's noninterest-bearing deposits changed year-over-year?
- Huntington Bancshares Incorporated 's noninterest-bearing deposits increased by 35.2% year-over-year, from $30.22B to $40.84B.
- What is the long-term trend for Huntington Bancshares Incorporated 's noninterest-bearing deposits?
- Over 5 years (2020 to 2025), Huntington Bancshares Incorporated 's noninterest-bearing deposits has grown at a 2.4% compound annual growth rate (CAGR), from $28.55B to $32.21B.
- What does noninterest-bearing deposits mean?
- Customer money held in accounts that do not earn interest, providing the bank with low-cost funding.