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Home Bancorp HBCP Deferred Discounts Finance Charges And Interest Included In Receivables

Deferred Discounts Finance Charges And Interest Included In Receivables at other companies

Home Bancorp logo
Home BancorpHBCP
$4.84M-7.4%
USCB Financial Holdings, Inc. logo
USCB Financial Holdings, Inc.USCB
$6.64M-3.1%
Cinemark Holdings logo
Cinemark HoldingsCNK
$0
Provident Financial Services logo
Provident Financial ServicesPFS
$1.7M+27.2%
American Assets Trust logo
American Assets TrustAAT
$60.28M-3.8%
Heritage Financial logo
Heritage FinancialHFWA
-$21.95M-2,231%

Other financials

Income statement

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Revenue$38.2M+6.9%
Net income$11.4M+3.6%
EPS (diluted)$1.45+5.8%

Balance sheet

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Cash & equivalents$223.5M+102%
Total debt$9.6M-93.5%
Total equity$444.4M+10.3%
Total assets$3.6B+2.0%

Cash flow

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Operating cash flow$16.8M+33.7%
CapEx$2.4M-39.2%
Free cash flow$14.5M+66.2%

Valuation

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Market cap$530.08M+37.3%
P/E11.4×+1.3×
P/S3.5×+0.7×

Profitability

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Net margin30.7%+3.1pp
FCF margin33.1%+1.1pp

Returns & leverage

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Return on equity11%+1.1pp
Debt / equity-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept us-gaap:DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables.

The official record: Home Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Bancorp's deferred discounts finance charges and interest included in receivables?
Home Bancorp (HBCP) reported deferred discounts finance charges and interest included in receivables of $4.84M in Q1 2026.
How has Home Bancorp's deferred discounts finance charges and interest included in receivables changed year-over-year?
Home Bancorp's deferred discounts finance charges and interest included in receivables decreased by 7.4% year-over-year, from $5.23M to $4.84M.
What is the long-term trend for Home Bancorp's deferred discounts finance charges and interest included in receivables?
Over 5 years (2020 to 2025), Home Bancorp's deferred discounts finance charges and interest included in receivables has grown at a -10.8% compound annual growth rate (CAGR), from $8.73M to $4.93M.
What does deferred discounts finance charges and interest included in receivables mean?
The balance of deferred finance charges and interest components embedded within the bank's receivables. This metric represents income or costs that have been recognized but not yet realized in cash, impacting the net carrying value of the loan portfolio.