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USCB Financial Holdings, Inc. USCB Financing Receivable Deferred Costs

Financing Receivable Deferred Costs at other companies

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$5.58M-7.7%
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-$31.95M+13.3%
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$2.37M+48.8%
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$1.21M-6.5%
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First Community CorporationFCCO
$2.3M+9.5%

Other financials

Income statement

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Revenue$26.2M+14.7%
Net income$9.4M+22.1%
EPS (diluted)$0.51+34.2%

Balance sheet

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Cash & equivalents$79.0M-19.4%
Total debt$4.8M-38.3%
Total equity$223.2M-0.8%
Total assets$2.8B+6.3%

Cash flow

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Operating cash flow$15.3M+4.4%
CapEx$320.0K+596%
Free cash flow$15.0M+2.6%

Valuation

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Market cap$363.27M+13.5%
Enterprise value$289.06M+25.8%
P/E13.1×+1.5×
P/S3.9×+0.2×

Profitability

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Net margin29.7%-1.8pp
FCF margin55.3%

Returns & leverage

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Return on equity12.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept uscb:FinancingReceivableDeferredCosts.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s financing receivable deferred costs?
USCB Financial Holdings, Inc. (USCB) reported financing receivable deferred costs of $6.64M in Q1 2026.
How has USCB Financial Holdings, Inc.'s financing receivable deferred costs changed year-over-year?
USCB Financial Holdings, Inc.'s financing receivable deferred costs decreased by 3.1% year-over-year, from $6.86M to $6.64M.
What is the long-term trend for USCB Financial Holdings, Inc.'s financing receivable deferred costs?
Over 3 years (2022 to 2025), USCB Financial Holdings, Inc.'s financing receivable deferred costs has grown at a 279.2% compound annual growth rate (CAGR), from $110K to $6M.
What does financing receivable deferred costs mean?
This represents the unamortized portion of direct costs incurred in the origination of loans that are deferred and recognized as an adjustment to yield over the life of the loan. It reflects the accounting treatment of acquisition costs associated with building the loan portfolio. Monitoring this helps analysts understand the impact of origination expenses on net interest margin.