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Home Bancorp HBCP Tier 1 leverage capital, Minimum Capital Required - Basel III Fully Phased-In (as percent)

Tier 1 leverage capital, Minimum Capital Required - Basel III Fully Phased-In (as percent) at other companies

Norwood Financial logo
Norwood FinancialNWFL
$121.36M+4.4%
Orange County Bancorp logo
Orange County BancorpOBT
$109.03M+5.0%
NEC
Northeast Community BancorpNECB
$80.43M+2.1%
WSFS Financial logo
WSFS FinancialWSFS
$1.06B+2.8%
GBC
Glacier BancorpGBCI
$1.25B+13.8%
WSFS Financial logo
WSFS FinancialWSFS
$845.74M+2.8%

Other financials

Income statement

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Revenue$38.2M+6.9%
Net income$11.4M+3.6%
EPS (diluted)$1.45+5.8%

Balance sheet

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Cash & equivalents$223.5M+102%
Total debt$9.6M-93.5%
Total equity$444.4M+10.3%
Total assets$3.6B+2.0%

Cash flow

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Operating cash flow$16.8M+33.7%
CapEx$2.4M-39.2%
Free cash flow$14.5M+66.2%

Valuation

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Market cap$530.08M+37.3%
P/E11.4×+1.3×
P/S3.5×+0.7×

Profitability

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Net margin30.7%+3.1pp
FCF margin33.1%+1.1pp

Returns & leverage

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Return on equity11%+1.1pp
Debt / equity-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept hbcp:TierOneLeverageCapitalMinimumCapitalRequiredFullyPhasedInRatio.

The official record: Home Bancorp’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Bancorp's tier 1 leverage capital, minimum capital required - basel III fully phased-in (as percent)?
Home Bancorp (HBCP) reported tier 1 leverage capital, minimum capital required - basel III fully phased-in (as percent) of 4% in Q4 2025.
What is the long-term trend for Home Bancorp's tier 1 leverage capital, minimum capital required - basel III fully phased-in (as percent)?
Over 3 years (2022 to 2025), Home Bancorp's tier 1 leverage capital, minimum capital required - basel III fully phased-in (as percent) has grown at a 0.0% compound annual growth rate (CAGR), from 4% to 4%.
What does tier 1 leverage capital, minimum capital required - basel III fully phased-in (as percent) mean?
This metric expresses the minimum Tier 1 leverage capital requirement as a percentage of total consolidated assets. It acts as a regulatory safeguard to prevent excessive balance sheet expansion relative to the bank's equity base. Investors monitor this to ensure the bank is not over-leveraging its assets beyond prudent regulatory limits.