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Norwood Financial NWFL Tier 1 Leverage Well-Capitalized Requirement

Tier 1 Leverage Well-Capitalized Requirement at other companies

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Other financials

Income statement

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Revenue$27.3M+34.9%
Net income$3.7M-35.4%
EPS (diluted)$0.35-44.4%

Balance sheet

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Cash & equivalents$102.6M+36.0%
Total debt$18.1M-91.7%
Total equity$283.9M+28.6%
Total assets$2.9B+22.8%

Cash flow

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Operating cash flow$6.0M-34.1%
CapEx$455.0K-51.2%
Free cash flow$5.5M-32.1%

Valuation

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Market cap$339.57M+44.4%
P/E13.2×-186×
P/S3.6×-0.7×

Profitability

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Net margin27.1%+24.9pp
FCF margin28%-15.4pp

Returns & leverage

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Return on equity10.2%+9.6pp
Debt / equity0.1×-1.0×

Where this comes from

Reported directly by Norwood Financial in its filing.

Tagged under the XBRL concept us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized.

The official record: Norwood Financial’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Norwood Financial's tier 1 leverage well-capitalized requirement?
Norwood Financial (NWFL) reported tier 1 leverage well-capitalized requirement of $121.36M in Q4 2025.
How has Norwood Financial's tier 1 leverage well-capitalized requirement changed year-over-year?
Norwood Financial's tier 1 leverage well-capitalized requirement increased by 4.4% year-over-year, from $116.21M to $121.36M.
What is the long-term trend for Norwood Financial's tier 1 leverage well-capitalized requirement?
Over 5 years (2020 to 2025), Norwood Financial's tier 1 leverage well-capitalized requirement has grown at a 5.9% compound annual growth rate (CAGR), from $91.24M to $121.36M.
What does tier 1 leverage well-capitalized requirement mean?
This metric represents the minimum Tier 1 capital ratio threshold mandated by regulatory authorities for a bank to be classified as well-capitalized. It serves as a critical indicator of the institution's ability to absorb losses and maintain financial stability. Investors use this to assess the bank's regulatory compliance and its capacity to support asset growth without breaching capital adequacy standards.